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Best Gift Ideas

Mothers Day Gift Ideas
The Best Ideas for Gift Ideas for An Expecting Mother

by admin November 12, 2019

by admin November 12, 2019

The Best Ideas for Gift Ideas for An Expecting Mother .The last point any type of mother…
Wedding Gift Ideas
20 Best Ideas Wedding Party Gift Ideas for Guys

by admin November 12, 2019

by admin November 12, 2019

20 Best Ideas Wedding Party Gift Ideas for Guys . And afterwards obviously, there are just the…
Fathers Day Gift Ideas
The 22 Best Ideas for Father's Day Gift Ideas From Kids

by admin November 11, 2019

by admin November 11, 2019

The 22 Best Ideas for Father&#039;s Day Gift Ideas From Kids .Dad claims he is carefree and…
Gift Ideas For Boyfriend
The top 25 Ideas About Cute Valentine Gift Ideas for Boyfriend

by admin November 11, 2019

by admin November 11, 2019

The top 25 Ideas About Cute Valentine Gift Ideas for Boyfriend . Has your sweetheart been additional…
Valentines Day Gift Ideas
Top 35 Valentines Day Gift Ideas for Fiance

by admin November 11, 2019

by admin November 11, 2019

Top 35 Valentines Day Gift Ideas for Fiance .You’re not a fundamental person. That indicates when February…
Anniversary Gift Ideas
The top 20 Ideas About Parent Anniversary Gift Ideas

by admin November 11, 2019

by admin November 11, 2019

The top 20 Ideas About Parent Anniversary Gift Ideas .Please your beloved partner by gifting a stunning…
Anniversary Gift Ideas
The top 20 Ideas About 50th Wedding Anniversary Gift Ideas for Parents

by admin November 11, 2019

by admin November 11, 2019

The top 20 Ideas About 50th Wedding Anniversary Gift Ideas for Parents .You like your spouse and…
Gift Ideas For Boys
Best 23 Gift Ideas for 3 Year Old Boys

by admin November 11, 2019

by admin November 11, 2019

Best 23 Gift Ideas for 3 Year Old Boys .Amazing a man on a Birthday celebration can…
Gift Ideas For Couples
20 Best Ideas Couples Gag Gift Ideas

by admin November 10, 2019

by admin November 10, 2019

20 Best Ideas Couples Gag Gift Ideas .Finding presents for pairs is a cinch when you have…
Wedding Gift Ideas
Top 20 Wedding Officiant Gift Ideas

by admin November 10, 2019

by admin November 10, 2019

Top 20 Wedding Officiant Gift Ideas .A collection of luggage is a perfect gift for the couple…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?