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Best Gift Ideas

Gift Ideas For Boyfriend
25 Ideas for Valentines Day Gift Ideas for My Boyfriend

by admin October 22, 2019

by admin October 22, 2019

25 Ideas for Valentines Day Gift Ideas for My Boyfriend . Has your sweetheart been additional sweet…
Mothers Day Gift Ideas
30 Ideas for Easy Mother's Day Gift Ideas

by admin October 22, 2019

by admin October 22, 2019

30 Ideas for Easy Mother&#039;s Day Gift Ideas .The last thing any kind of mama desires is…
Gift Ideas For Couples
The Best Ideas for 10 Year Wedding Anniversary Gift Ideas for Couple

by admin October 21, 2019

by admin October 21, 2019

The Best Ideas for 10 Year Wedding Anniversary Gift Ideas for Couple . The pair that’s always…
Anniversary Gift Ideas
20 Best Women's Anniversary Gift Ideas

by admin October 21, 2019

by admin October 21, 2019

20 Best Women&#039;s Anniversary Gift Ideas .You love your partner and also you despise them occasionally, you…
Birthday Gift Inspirations
24 Ideas for Birthday Gift Cards Online

by admin October 21, 2019

by admin October 21, 2019

24 Ideas for Birthday Gift Cards Online .Exactly how to Pick the Perfect Birthday GiftYes, we understand.…
Valentines Day Gift Ideas
35 Best Valentines Day Gift Ideas Teachers

by admin October 21, 2019

by admin October 21, 2019

35 Best Valentines Day Gift Ideas Teachers .You’re not a standard person. That indicates when February 14…
Thank You Gift Ideas
Top 21 Thank You Gift Ideas for Teachers

by admin October 21, 2019

by admin October 21, 2019

Top 21 Thank You Gift Ideas for Teachers .When a special someone exceeds as well as past…
Gift Ideas For Boyfriend
Top 25 Romantic Gift Ideas Boyfriends

by admin October 20, 2019

by admin October 20, 2019

Top 25 Romantic Gift Ideas Boyfriends . Has your sweetheart been extra wonderful recently? If you are…
Wedding Gift Ideas
The top 20 Ideas About Wedding Gift Ideas for Men

by admin October 20, 2019

by admin October 20, 2019

The top 20 Ideas About Wedding Gift Ideas for Men . And then certainly, there are just…
Anniversary Gift Ideas
Top 20 Anniversary Gift for Husband Ideas

by admin October 19, 2019

by admin October 19, 2019

Top 20 Anniversary Gift for Husband Ideas .Please your precious partner by gifting an attractive personalized cake…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?