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Best Gift Ideas

Fathers Day Gift Ideas
The Best Father's Day Gift Ideas for soon to Be Dads

by admin October 28, 2019

by admin October 28, 2019

The Best Father&#039;s Day Gift Ideas for soon to Be Dads . Help him deal with his…
Gift Ideas For Boyfriend
The Best Gift Ideas for Teen Boyfriend

by admin October 28, 2019

by admin October 28, 2019

The Best Gift Ideas for Teen Boyfriend . Has your sweetheart been additional pleasant lately? If you…
Gift Ideas For Girlfriend
Best 35 Gift Ideas for New Girlfriend Birthday

by admin October 28, 2019

by admin October 28, 2019

Best 35 Gift Ideas for New Girlfriend Birthday . Make your next gift the finest gift for…
Wedding Gift Ideas
20 Best Wedding Gift Ideas for Friends who Have Everything

by admin October 28, 2019

by admin October 28, 2019

20 Best Wedding Gift Ideas for Friends who Have Everything . And also after that of program,…
Valentines Day Gift Ideas
The Best Ideas for Ideas for Valentines Gift

by admin October 27, 2019

by admin October 27, 2019

The Best Ideas for Ideas for Valentines Gift .Shop from these thoughtful and also cost effective choices,…
Anniversary Gift Ideas
20 Ideas for 12th Anniversary Gift Ideas Modern

by admin October 27, 2019

by admin October 27, 2019

20 Ideas for 12th Anniversary Gift Ideas Modern .On this day, you realize what a gift it…
Gift Ideas For Girlfriend
The Best Christmas Gift Ideas for Girlfriend Pinterest

by admin October 27, 2019

by admin October 27, 2019

The Best Christmas Gift Ideas for Girlfriend Pinterest .It doesn t need to be a birthday celebration,…
Gift Ideas For Girlfriend
35 Ideas for Gift Ideas for New Girlfriend

by admin October 27, 2019

by admin October 27, 2019

35 Ideas for Gift Ideas for New Girlfriend . Make your following gift the best gift for…
Gift Ideas For Girls
Top 24 Gift Ideas 12 Year Old Girls

by admin October 27, 2019

by admin October 27, 2019

Top 24 Gift Ideas 12 Year Old Girls . Ladies love surprises, especially gifts. Therefore, indulge your…
Anniversary Gift Ideas
Best 20 Fourth Anniversary Gift Ideas

by admin October 26, 2019

by admin October 26, 2019

Best 20 Fourth Anniversary Gift Ideas .Please your precious partner by gifting a gorgeous tailored cake featuring…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?