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Best Gift Ideas

Gift Ideas For Girlfriend
Best 35 Gift Ideas for A New Girlfriend

by admin November 16, 2019

by admin November 16, 2019

Best 35 Gift Ideas for A New Girlfriend . Make your next gift the finest gift for…
Gift Ideas For Boyfriend
Top 25 4 Year Anniversary Gift Ideas for Boyfriend

by admin November 16, 2019

by admin November 16, 2019

Top 25 4 Year Anniversary Gift Ideas for Boyfriend . If you are the crafty or DIY…
Valentines Day Gift Ideas
35 Best Valentine Day Gift Ideas for Coworkers

by admin November 15, 2019

by admin November 15, 2019

35 Best Valentine Day Gift Ideas for Coworkers .Store from these thoughtful as well as affordable picks,…
Gift Ideas For Boyfriend
The Best Ideas for Gift Ideas for Boyfriend

by admin November 15, 2019

by admin November 15, 2019

The Best Ideas for Gift Ideas for Boyfriend . If you are the smart or DIY kind,…
Fathers Day Gift Ideas
22 Of the Best Ideas for Father Wedding Gift Ideas

by admin November 14, 2019

by admin November 14, 2019

22 Of the Best Ideas for Father Wedding Gift Ideas . Help him look after his skin…
Gift Ideas For Girls
Best 24 Gift Ideas for 4 Year Old Girls

by admin November 14, 2019

by admin November 14, 2019

Best 24 Gift Ideas for 4 Year Old Girls . When you talk about giving all your…
Gift Ideas For Girlfriend
The top 35 Ideas About Gift Box Ideas for Girlfriend

by admin November 14, 2019

by admin November 14, 2019

The top 35 Ideas About Gift Box Ideas for Girlfriend . Make your following gift the best…
Christmas Gift Ideas
20 Best Ideas Christmas Gift Ideas for 8 Year Girl

by admin November 13, 2019

by admin November 13, 2019

20 Best Ideas Christmas Gift Ideas for 8 Year Girl . For a DIY Christmas gift your…
Birthday Gift Inspirations
24 Of the Best Ideas for Personalized 1st Birthday Gifts

by admin November 13, 2019

by admin November 13, 2019

24 Of the Best Ideas for Personalized 1st Birthday Gifts . Sure, your birthday celebration lady loves…
Anniversary Gift Ideas
The top 20 Ideas About 50 Year Wedding Anniversary Gift Ideas

by admin November 13, 2019

by admin November 13, 2019

The top 20 Ideas About 50 Year Wedding Anniversary Gift Ideas .Please your beloved spouse by gifting…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?