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Best Gift Ideas

Gift Basket Ideas
22 Ideas for towel Gift Basket Ideas

by admin November 30, 2019

by admin November 30, 2019

22 Ideas for towel Gift Basket Ideas .Naturally, you can load a gift basket with anything and…
Gift Ideas For Girlfriend
Top 35 Girlfriend Anniversary Gift Ideas

by admin November 30, 2019

by admin November 30, 2019

Top 35 Girlfriend Anniversary Gift Ideas .It doesn t need to be a birthday, wedding anniversary, or…
Baby Shower Gift Ideas
30 Best Ideas Gift Ideas for Baby's First Easter

by admin November 30, 2019

by admin November 30, 2019

30 Best Ideas Gift Ideas for Baby&#039;s First Easter .It s a puppet, it s a bathroom…
Gift Ideas For Girlfriend
Best 35 Girlfriend 40th Birthday Gift Ideas

by admin November 29, 2019

by admin November 29, 2019

Best 35 Girlfriend 40th Birthday Gift Ideas .It doesn t need to be a birthday celebration, anniversary,…
Valentines Day Gift Ideas
Best 35 Valentine's Day Gift Ideas for Him

by admin November 29, 2019

by admin November 29, 2019

Best 35 Valentine&#039;s Day Gift Ideas for Him .Store from these thoughtful and economical choices, and also…
Wedding Gift Ideas
The 20 Best Ideas for Wedding Gift Ideas for Coworker

by admin November 29, 2019

by admin November 29, 2019

The 20 Best Ideas for Wedding Gift Ideas for Coworker . And then obviously, there are simply…
Gift Ideas For Girlfriend
Top 35 Long Distance Relationship Gift Ideas for Girlfriend

by admin November 29, 2019

by admin November 29, 2019

Top 35 Long Distance Relationship Gift Ideas for Girlfriend .It doesn t have to be a birthday…
Anniversary Gift Ideas
The Best Ideas for 40 Wedding Anniversary Gift Ideas

by admin November 29, 2019

by admin November 29, 2019

The Best Ideas for 40 Wedding Anniversary Gift Ideas .You love your partner as well as you…
Birthday Gift Inspirations
Best 24 60th Birthday Gift for Her

by admin November 27, 2019

by admin November 27, 2019

Best 24 60th Birthday Gift for Her .Exactly how to Select the Perfect Birthday Celebration GiftYes, we…
Anniversary Gift Ideas
The 20 Best Ideas for 40th Wedding Anniversary Gift Ideas for Parents

by admin November 27, 2019

by admin November 27, 2019

The 20 Best Ideas for 40th Wedding Anniversary Gift Ideas for Parents .Please your beloved partner by…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?