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Best Gift Ideas

Birthday Gift Inspirations
24 Best Ideas Birthday Gifts for Your Boss

by admin November 6, 2019

by admin November 6, 2019

24 Best Ideas Birthday Gifts for Your Boss . Certain, your birthday celebration girl loves her share…
Valentines Day Gift Ideas
35 Best Child Valentine Gift Ideas

by admin November 5, 2019

by admin November 5, 2019

35 Best Child Valentine Gift Ideas .You’re not a standard guy. That means when February 14 rolls…
Gift Ideas For Boyfriend
Best 25 Gift Ideas for Boyfriends Dad

by admin November 5, 2019

by admin November 5, 2019

Best 25 Gift Ideas for Boyfriends Dad .Possibly his last gift to you was a dud as…
Best Gift Ideas
21 Best Ideas Best Gift Ideas for A 2 Year Old

by admin November 5, 2019

by admin November 5, 2019

21 Best Ideas Best Gift Ideas for A 2 Year Old . Get a pair of these…
Valentines Day Gift Ideas
35 Best Valentine Gift Ideas for Teenage Guys

by admin November 5, 2019

by admin November 5, 2019

35 Best Valentine Gift Ideas for Teenage Guys .You’re not a basic individual. That suggests when February…
Birthday Gift Inspirations
The 24 Best Ideas for Mens 50th Birthday Gifts

by admin November 5, 2019

by admin November 5, 2019

The 24 Best Ideas for Mens 50th Birthday Gifts . Sure, you can select something cool off…
Birthday Gift Inspirations
Best 24 Homemade Birthday Gifts for Best Friend

by admin November 5, 2019

by admin November 5, 2019

Best 24 Homemade Birthday Gifts for Best Friend .How to Select the Perfect Birthday GiftYes, we know.…
Anniversary Gift Ideas
Best 20 Anniversary Gift Basket Ideas

by admin November 5, 2019

by admin November 5, 2019

Best 20 Anniversary Gift Basket Ideas .Please your beloved spouse by gifting a stunning individualized cake including…
Gift Ideas For Boyfriend
Best 25 Expensive Gift Ideas for Boyfriend

by admin November 5, 2019

by admin November 5, 2019

Best 25 Expensive Gift Ideas for Boyfriend .If your man’s looking for an outstanding, thoughtful present quickly,…
Gift Ideas For Girlfriend
35 Of the Best Ideas for Good Gift Ideas for My Girlfriend

by admin November 4, 2019

by admin November 4, 2019

35 Of the Best Ideas for Good Gift Ideas for My Girlfriend . Make your following gift…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?