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Best Gift Ideas

Christmas Gift Ideas
20 Best Ideas Christmas Gift Ideas for 8 Year Girl

by admin November 13, 2019

by admin November 13, 2019

20 Best Ideas Christmas Gift Ideas for 8 Year Girl . For a DIY Christmas gift your…
Birthday Gift Inspirations
24 Of the Best Ideas for Personalized 1st Birthday Gifts

by admin November 13, 2019

by admin November 13, 2019

24 Of the Best Ideas for Personalized 1st Birthday Gifts . Sure, your birthday celebration lady loves…
Anniversary Gift Ideas
The top 20 Ideas About 50 Year Wedding Anniversary Gift Ideas

by admin November 13, 2019

by admin November 13, 2019

The top 20 Ideas About 50 Year Wedding Anniversary Gift Ideas .Please your beloved spouse by gifting…
Gift Ideas For Girls
24 Of the Best Ideas for Gift Ideas for Twelve Year Old Girls

by admin November 13, 2019

by admin November 13, 2019

24 Of the Best Ideas for Gift Ideas for Twelve Year Old Girls .Teenager girls are quite…
Gift Ideas For Boyfriend
The Best Ideas for Valentine Boyfriend Gift Ideas

by admin November 13, 2019

by admin November 13, 2019

The Best Ideas for Valentine Boyfriend Gift Ideas . Has your darling been extra pleasant recently? If…
Birthday Gift Inspirations
The 24 Best Ideas for Last Minute Birthday Gifts for Mom

by admin November 13, 2019

by admin November 13, 2019

The 24 Best Ideas for Last Minute Birthday Gifts for Mom .Exactly how to Pick the Perfect…
Anniversary Gift Ideas
The Best Gift Ideas for Second Anniversary

by admin November 12, 2019

by admin November 12, 2019

The Best Gift Ideas for Second Anniversary .Please your beloved partner by gifting a lovely personalized cake…
Fathers Day Gift Ideas
Top 22 Godfather Gift Ideas Baptism

by admin November 12, 2019

by admin November 12, 2019

Top 22 Godfather Gift Ideas Baptism . If your father is all about producing the excellent playlist…
Mothers Day Gift Ideas
The Best Ideas for Gift Ideas for An Expecting Mother

by admin November 12, 2019

by admin November 12, 2019

The Best Ideas for Gift Ideas for An Expecting Mother .The last point any type of mother…
Wedding Gift Ideas
20 Best Ideas Wedding Party Gift Ideas for Guys

by admin November 12, 2019

by admin November 12, 2019

20 Best Ideas Wedding Party Gift Ideas for Guys . And afterwards obviously, there are just the…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?