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Best Gift Ideas

Anniversary Gift Ideas
Best 20 13th Wedding Anniversary Gift Ideas

by admin December 18, 2019

by admin December 18, 2019

Best 20 13th Wedding Anniversary Gift Ideas .Please your beloved spouse by gifting an attractive customized cake…
Gift Ideas For Boyfriend
25 Of the Best Ideas for Gift Ideas for Gamer Boyfriend

by admin December 18, 2019

by admin December 18, 2019

25 Of the Best Ideas for Gift Ideas for Gamer Boyfriend .If your person’s in need of…
Gift Ideas For Girlfriend
The Best Girlfriend Gift Ideas

by admin December 18, 2019

by admin December 18, 2019

The Best Girlfriend Gift Ideas .It doesn t have to be a birthday, anniversary, or vacation to…
Valentines Day Gift Ideas
The Best Valentine Gift Ideas for Him Long Distance

by admin December 17, 2019

by admin December 17, 2019

The Best Valentine Gift Ideas for Him Long Distance .Shop from these thoughtful and also cost effective…
Anniversary Gift Ideas
The top 20 Ideas About Gift Ideas for 1 Year Anniversary

by admin December 17, 2019

by admin December 17, 2019

The top 20 Ideas About Gift Ideas for 1 Year Anniversary .Please your precious partner by gifting…
Valentines Day Gift Ideas
35 Ideas for Small Valentines Gift Ideas

by admin December 17, 2019

by admin December 17, 2019

35 Ideas for Small Valentines Gift Ideas .Store from these thoughtful as well as economical choices, and…
Graduation Gift Ideas
The 25 Best Ideas for Gift Ideas for Kindergarten Graduation

by admin December 17, 2019

by admin December 17, 2019

The 25 Best Ideas for Gift Ideas for Kindergarten Graduation . Reserve about future field of study…
Gift Ideas For Couples
The 20 Best Ideas for Unique Christmas Gift Ideas for Couples

by admin December 17, 2019

by admin December 17, 2019

The 20 Best Ideas for Unique Christmas Gift Ideas for Couples .Discovering presents for couples is a…
Gift Basket Ideas
22 Best Diy Wine Gift Basket Ideas

by admin December 16, 2019

by admin December 16, 2019

22 Best Diy Wine Gift Basket Ideas . I love gift baskets! Not only are they inexpensive,…
Best Gift Ideas
The Best Ideas for Sentimental Gift Ideas for Best Friends

by admin December 14, 2019

by admin December 14, 2019

The Best Ideas for Sentimental Gift Ideas for Best Friends .Roasts are constantly differed, ranging from the…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?