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Best Gift Ideas

Gift Ideas For Boyfriend
25 Best Ideas Gift Ideas for Marine Boyfriend

by admin December 23, 2019

by admin December 23, 2019

25 Best Ideas Gift Ideas for Marine Boyfriend . Has your sweetie been added wonderful recently? If…
Gift Ideas For Girlfriend
35 Of the Best Ideas for Crafty Gift Ideas for Girlfriend

by admin December 23, 2019

by admin December 23, 2019

35 Of the Best Ideas for Crafty Gift Ideas for Girlfriend .It doesn t need to be…
Holiday Gift Ideas
Best 22 Preschool Teacher Holiday Gift Ideas

by admin December 23, 2019

by admin December 23, 2019

Best 22 Preschool Teacher Holiday Gift Ideas .Our yearly gift guides aim to make vacation shopping personal,…
Gift Ideas For Girls
24 Best Ideas Gift Ideas for Girls Age 13

by admin December 23, 2019

by admin December 23, 2019

24 Best Ideas Gift Ideas for Girls Age 13 . When you chat regarding offering all your…
Best Gift Ideas
The top 21 Ideas About Best Gift Ideas 2020

by admin December 23, 2019

by admin December 23, 2019

The top 21 Ideas About Best Gift Ideas 2020 .To the perfect coffee lover, java is not…
Anniversary Gift Ideas
The Best Ideas for 17 Year Anniversary Gift Ideas

by admin December 23, 2019

by admin December 23, 2019

The Best Ideas for 17 Year Anniversary Gift Ideas .You love your partner as well as you…
Gift Ideas For Boyfriend
25 Best Cute Homemade Gift Ideas Boyfriend

by admin December 22, 2019

by admin December 22, 2019

25 Best Cute Homemade Gift Ideas Boyfriend . Has your darling been additional wonderful recently? If you…
Valentines Day Gift Ideas
The 35 Best Ideas for Teenage Valentine Gift Ideas

by admin December 22, 2019

by admin December 22, 2019

The 35 Best Ideas for Teenage Valentine Gift Ideas .You’re not a fundamental guy. That suggests when…
Fathers Day Gift Ideas
The Best Father's Day tool Gift Ideas

by admin December 22, 2019

by admin December 22, 2019

The Best Father&#039;s Day tool Gift Ideas . Help him take care of his skin with this…
Gift Ideas For Boys
Best 23 Gift Ideas for Boys Age 9

by admin December 21, 2019

by admin December 21, 2019

Best 23 Gift Ideas for Boys Age 9 . This gift is component plaything, part science lesson.…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?