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Best Gift Ideas

Gift Ideas For Boyfriend
The top 25 Ideas About Xmas Gift Ideas for Boyfriend

by admin January 1, 2020

by admin January 1, 2020

The top 25 Ideas About Xmas Gift Ideas for Boyfriend .If your individual’s seeking an amazing, thoughtful…
Gift Ideas For Boyfriend
Top 25 Naughty Gift Ideas for Boyfriend

by admin January 1, 2020

by admin January 1, 2020

Top 25 Naughty Gift Ideas for Boyfriend . If you are the smart or Do It Yourself…
Fathers Day Gift Ideas
22 Best Ideas Father's Day Gift Ideas From toddlers

by admin December 31, 2019

by admin December 31, 2019

22 Best Ideas Father&#039;s Day Gift Ideas From toddlers . If your father is all about producing…
Gift Ideas For Boyfriend
25 Best Gift Ideas High School Boyfriend

by admin December 31, 2019

by admin December 31, 2019

25 Best Gift Ideas High School Boyfriend .Maybe his last gift to you was a dud and…
Gift Ideas For Girlfriend
Best 35 Homemade Christmas Gift Ideas for Girlfriend

by admin December 31, 2019

by admin December 31, 2019

Best 35 Homemade Christmas Gift Ideas for Girlfriend . Make your next gift the finest gift for…
Wedding Gift Ideas
20 Best Wedding Gift Ideas for Bride and Groom who Have Everything

by admin December 31, 2019

by admin December 31, 2019

20 Best Wedding Gift Ideas for Bride and Groom who Have Everything . And also then of…
Gift Ideas For Boyfriend
The top 25 Ideas About Romantic Homemade Gift Ideas for Boyfriend

by admin December 30, 2019

by admin December 30, 2019

The top 25 Ideas About Romantic Homemade Gift Ideas for Boyfriend . If you are the smart…
Best Gift Ideas
21 Best Best Gift Ideas for Men 2020

by admin December 30, 2019

by admin December 30, 2019

21 Best Best Gift Ideas for Men 2020 .Roasts are endlessly varied, ranging from the extensively loved…
Wedding Gift Ideas
20 Of the Best Ideas for Gift Ideas for Bride On Wedding Day

by admin December 30, 2019

by admin December 30, 2019

20 Of the Best Ideas for Gift Ideas for Bride On Wedding Day . And then certainly,…
Gift Ideas For Girlfriend
35 Best Gift Ideas for Girlfriends Mom

by admin December 29, 2019

by admin December 29, 2019

35 Best Gift Ideas for Girlfriends Mom . Make your following gift the finest gift for your…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?