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Best Gift Ideas

Gift Ideas For Boys
The Best Boys Christening Gift Ideas

by admin December 6, 2019

by admin December 6, 2019

The Best Boys Christening Gift Ideas . If you ve ever before gone shopping for a gift…
Gift Ideas For Girlfriend
The Best Teenage Girlfriend Gift Ideas

by admin December 6, 2019

by admin December 6, 2019

The Best Teenage Girlfriend Gift Ideas . Make your next gift the ideal gift for your partner.…
Gift Ideas For Couples
Best 20 Wedding Gift Ideas for Couple that Has Everything

by admin December 6, 2019

by admin December 6, 2019

Best 20 Wedding Gift Ideas for Couple that Has Everything . The pair that’s constantly organizing parties…
Valentines Day Gift Ideas
35 Best Ideas Valentine Homemade Gift Ideas Him

by admin December 5, 2019

by admin December 5, 2019

35 Best Ideas Valentine Homemade Gift Ideas Him .Shop from these thoughtful and budget-friendly picks, and also…
Gift Ideas For Couples
Best 20 New Home Gift Ideas for Couples

by admin December 5, 2019

by admin December 5, 2019

Best 20 New Home Gift Ideas for Couples . The couple who’s always organizing parties most likely…
Gift Ideas For Boyfriend
The top 25 Ideas About Cute Gift Ideas for Boyfriend Valentines Day

by admin December 5, 2019

by admin December 5, 2019

The top 25 Ideas About Cute Gift Ideas for Boyfriend Valentines Day .If your individual’s in need…
Gift Ideas For Girlfriend
35 Of the Best Ideas for Cute Gift Ideas for Girlfriend

by admin December 5, 2019

by admin December 5, 2019

35 Of the Best Ideas for Cute Gift Ideas for Girlfriend . Make your following gift the…
Anniversary Gift Ideas
20 Of the Best Ideas for 20th Wedding Anniversary Gift Ideas

by admin December 4, 2019

by admin December 4, 2019

20 Of the Best Ideas for 20th Wedding Anniversary Gift Ideas .Please your beloved spouse by gifting…
Gift Ideas For Girlfriend
35 Best Ideas Graduation Gift Ideas for Girlfriend

by admin December 4, 2019

by admin December 4, 2019

35 Best Ideas Graduation Gift Ideas for Girlfriend . Make your next gift the ideal gift for…
Gift Ideas For Girlfriend
Best 35 Girlfriend Gift Ideas Birthday

by admin December 4, 2019

by admin December 4, 2019

Best 35 Girlfriend Gift Ideas Birthday .It doesn t have to be a birthday celebration, wedding anniversary,…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?