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Best Gift Ideas

Anniversary Gift Ideas
The Best Ideas for Lace Anniversary Gift Ideas

by admin March 19, 2024

by admin March 19, 2024

The Best Ideas for Lace Anniversary Gift Ideas .Please your cherished spouse by gifting a stunning individualized…
Graduation Gift Ideas
25 Best Residency Graduation Gift Ideas

by admin March 18, 2024

by admin March 18, 2024

25 Best Residency Graduation Gift Ideas .Fashion jewelry is a pleasant option as a college graduation gift…
Graduation Gift Ideas
25 Best Kindergarten Graduation Gift Ideas for Classmates

by admin March 16, 2024

by admin March 16, 2024

25 Best Kindergarten Graduation Gift Ideas for Classmates . Schedule concerning future field of study or careerDevotionalSelf-help…
Gift Ideas For Couples
20 Best Ideas Christmas Gift Ideas for A Couple that Has Everything

by admin March 6, 2024

by admin March 6, 2024

20 Best Ideas Christmas Gift Ideas for A Couple that Has Everything . The pair that’s always…
Baby Shower Gift Ideas
30 Ideas for Big Brother Gift Ideas From Baby

by admin March 1, 2024

by admin March 1, 2024

30 Ideas for Big Brother Gift Ideas From Baby .It s a puppet, it s a bath…
Birthday Gift Inspirations
24 Of the Best Ideas for Birthday Gift for 8 Year Old Boy

by admin February 29, 2024

by admin February 29, 2024

24 Of the Best Ideas for Birthday Gift for 8 Year Old Boy . Sure, your birthday…
Birthday Gift Inspirations
24 Of the Best Ideas for Gifts for Mom Birthday From Daughter

by admin February 24, 2024

by admin February 24, 2024

24 Of the Best Ideas for Gifts for Mom Birthday From Daughter . Sure, your birthday celebration…
Gift Ideas For Boys
Best 23 Gift Ideas for 14 Year Old Boys

by admin February 10, 2024

by admin February 10, 2024

Best 23 Gift Ideas for 14 Year Old Boys . This gift is component toy, part scientific…
Birthday Gift Inspirations
The 24 Best Ideas for Birthday Gifts Wife

by admin February 9, 2024

by admin February 9, 2024

The 24 Best Ideas for Birthday Gifts Wife .Just how to Select the Perfect Birthday Celebration GiftYes,…
Mothers Day Gift Ideas
Best 30 Mothers Day Gift Ideas for Kids to Make

by admin February 4, 2024

by admin February 4, 2024

Best 30 Mothers Day Gift Ideas for Kids to Make .The last thing any mother wants is…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?