Category:

Best Gift Ideas

Gift Ideas For Girlfriend
Top 35 Creative Gift Ideas Girlfriend

by admin December 8, 2019

by admin December 8, 2019

Top 35 Creative Gift Ideas Girlfriend .It doesn t need to be a birthday celebration, anniversary, or…
Anniversary Gift Ideas
20 Ideas for 5th Wedding Anniversary Gift Ideas for Him

by admin December 8, 2019

by admin December 8, 2019

20 Ideas for 5th Wedding Anniversary Gift Ideas for Him .On this day, you realize what a…
Gift Ideas For Boyfriend
25 Best Ideas Ideas for Gift for Boyfriend

by admin December 8, 2019

by admin December 8, 2019

25 Best Ideas Ideas for Gift for Boyfriend . Has your darling been additional sweet recently? If…
Anniversary Gift Ideas
The Best 2 Year Anniversary Gift Ideas for Boyfriend

by admin December 8, 2019

by admin December 8, 2019

The Best 2 Year Anniversary Gift Ideas for Boyfriend .Please your beloved partner by gifting a stunning…
Anniversary Gift Ideas
The Best Ideas for 35th Wedding Anniversary Gift Ideas

by admin December 7, 2019

by admin December 7, 2019

The Best Ideas for 35th Wedding Anniversary Gift Ideas .On this day, you understand what a gift…
Gift Ideas For Girls
24 Best Ideas Diy Gift Ideas for Girls

by admin December 7, 2019

by admin December 7, 2019

24 Best Ideas Diy Gift Ideas for Girls . When you talk about offering all your favorite…
Anniversary Gift Ideas
Best 20 2nd Year Anniversary Gift Ideas

by admin December 7, 2019

by admin December 7, 2019

Best 20 2nd Year Anniversary Gift Ideas .You enjoy your partner as well as you despise them…
Birthday Gift Inspirations
Best 24 Cute Birthday Gifts for Girlfriend

by admin December 7, 2019

by admin December 7, 2019

Best 24 Cute Birthday Gifts for Girlfriend . Certain, you can pick something cool off of the…
Anniversary Gift Ideas
20 Of the Best Ideas for Gift Ideas for 25th Wedding Anniversary

by admin December 7, 2019

by admin December 7, 2019

20 Of the Best Ideas for Gift Ideas for 25th Wedding Anniversary .Please your beloved partner by…
Baby Shower Gift Ideas
Best 30 Crafty Baby Shower Gift Ideas

by admin December 6, 2019

by admin December 6, 2019

Best 30 Crafty Baby Shower Gift Ideas .It s a puppet, it s a bathroom glove, it…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?