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Best Gift Ideas

Wedding Gift Ideas
20 Of the Best Ideas for Wedding Advent Calendar Gift Ideas

by admin January 6, 2020

by admin January 6, 2020

20 Of the Best Ideas for Wedding Advent Calendar Gift Ideas . And afterwards of course, there…
Gift Ideas For Couples
20 Best Unique Gift Ideas for Couples

by admin January 5, 2020

by admin January 5, 2020

20 Best Unique Gift Ideas for Couples . The couple who’s constantly holding events possibly doesn’t require…
Anniversary Gift Ideas
20 Of the Best Ideas for 7 Year Anniversary Copper Gift Ideas

by admin January 5, 2020

by admin January 5, 2020

20 Of the Best Ideas for 7 Year Anniversary Copper Gift Ideas .Please your precious spouse by…
Gift Ideas For Girlfriend
The top 35 Ideas About Valentines Day Gift Ideas for Girlfriend

by admin January 5, 2020

by admin January 5, 2020

The top 35 Ideas About Valentines Day Gift Ideas for Girlfriend .It doesn t need to be…
Gift Ideas For Girlfriend
The Best Ideas for Romantic Gift Ideas Girlfriend

by admin January 5, 2020

by admin January 5, 2020

The Best Ideas for Romantic Gift Ideas Girlfriend .It doesn t have to be a birthday, anniversary,…
Valentines Day Gift Ideas
35 Of the Best Ideas for Great Valentine's Day Gift Ideas

by admin January 5, 2020

by admin January 5, 2020

35 Of the Best Ideas for Great Valentine&#039;s Day Gift Ideas .You’re not a fundamental guy. That…
Gift Ideas For Couples
The top 20 Ideas About Couples Gift Ideas for Him

by admin January 4, 2020

by admin January 4, 2020

The top 20 Ideas About Couples Gift Ideas for Him .Finding presents for couples is a cinch…
Valentines Day Gift Ideas
35 Best Ideas Valentine Gift Ideas for Coworkers

by admin January 4, 2020

by admin January 4, 2020

35 Best Ideas Valentine Gift Ideas for Coworkers .You’re not a standard man. That indicates when February…
Christmas Gift Ideas
The Best Christmas Gift Ideas for My Girlfriend

by admin January 4, 2020

by admin January 4, 2020

The Best Christmas Gift Ideas for My Girlfriend .The best Christmas gift is something you recognize they…
Gift Ideas For Couples
20 Best Couples Gift Ideas Pinterest

by admin January 4, 2020

by admin January 4, 2020

20 Best Couples Gift Ideas Pinterest . The couple that’s always organizing parties possibly doesn’t require anymore…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?