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Best Gift Ideas

Gift Ideas For Boyfriend
Best 25 Inexpensive Gift Ideas for Boyfriend

by admin December 20, 2019

by admin December 20, 2019

Best 25 Inexpensive Gift Ideas for Boyfriend . Has your sweetie been added sweet recently? If you…
Valentines Day Gift Ideas
The 35 Best Ideas for Valentines Gift Ideas for Husbands

by admin December 19, 2019

by admin December 19, 2019

The 35 Best Ideas for Valentines Gift Ideas for Husbands .Shop from these thoughtful and also budget-friendly…
Gift Ideas For Boyfriend
The Best Ideas for Cute Gift Ideas for Boyfriends

by admin December 19, 2019

by admin December 19, 2019

The Best Ideas for Cute Gift Ideas for Boyfriends . If you are the smart or DIY…
Gift Basket Ideas
Top 22 Gift Basket Ideas for Friends Birthday

by admin December 19, 2019

by admin December 19, 2019

Top 22 Gift Basket Ideas for Friends Birthday .Of course, you can load a gift basket with…
Gift Ideas For Boys
Best 23 Gift Ideas for 1 Year Old Boys

by admin December 19, 2019

by admin December 19, 2019

Best 23 Gift Ideas for 1 Year Old Boys . This gift is component toy, component scientific…
Anniversary Gift Ideas
Best 20 13th Wedding Anniversary Gift Ideas

by admin December 18, 2019

by admin December 18, 2019

Best 20 13th Wedding Anniversary Gift Ideas .Please your beloved spouse by gifting an attractive customized cake…
Gift Ideas For Boyfriend
25 Of the Best Ideas for Gift Ideas for Gamer Boyfriend

by admin December 18, 2019

by admin December 18, 2019

25 Of the Best Ideas for Gift Ideas for Gamer Boyfriend .If your person’s in need of…
Gift Ideas For Girlfriend
The Best Girlfriend Gift Ideas

by admin December 18, 2019

by admin December 18, 2019

The Best Girlfriend Gift Ideas .It doesn t have to be a birthday, anniversary, or vacation to…
Valentines Day Gift Ideas
The Best Valentine Gift Ideas for Him Long Distance

by admin December 17, 2019

by admin December 17, 2019

The Best Valentine Gift Ideas for Him Long Distance .Shop from these thoughtful and also cost effective…
Anniversary Gift Ideas
The top 20 Ideas About Gift Ideas for 1 Year Anniversary

by admin December 17, 2019

by admin December 17, 2019

The top 20 Ideas About Gift Ideas for 1 Year Anniversary .Please your precious partner by gifting…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?