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Best Gift Ideas

Gift Ideas For Girlfriend
35 Best Ideas Gift Ideas for Girlfriend 21st Birthday

by admin December 25, 2019

by admin December 25, 2019

35 Best Ideas Gift Ideas for Girlfriend 21st Birthday .It doesn t need to be a birthday…
Valentines Day Gift Ideas
35 Of the Best Ideas for Valentines Gift Box Ideas

by admin December 25, 2019

by admin December 25, 2019

35 Of the Best Ideas for Valentines Gift Box Ideas .You’re not a standard guy. That indicates…
Wedding Gift Ideas
The top 20 Ideas About Wedding Gift Ideas for son

by admin December 24, 2019

by admin December 24, 2019

The top 20 Ideas About Wedding Gift Ideas for son . And after that naturally, there are…
Graduation Gift Ideas
The 25 Best Ideas for Masters Graduation Gift Ideas for Him

by admin December 24, 2019

by admin December 24, 2019

The 25 Best Ideas for Masters Graduation Gift Ideas for Him . It’s the perfect gift they…
Valentines Day Gift Ideas
The top 35 Ideas About Valentine Days Gift Ideas for Him

by admin December 23, 2019

by admin December 23, 2019

The top 35 Ideas About Valentine Days Gift Ideas for Him .You’re not a standard guy. That…
Gift Ideas For Boyfriend
25 Best Ideas Gift Ideas for Marine Boyfriend

by admin December 23, 2019

by admin December 23, 2019

25 Best Ideas Gift Ideas for Marine Boyfriend . Has your sweetie been added wonderful recently? If…
Gift Ideas For Girlfriend
35 Of the Best Ideas for Crafty Gift Ideas for Girlfriend

by admin December 23, 2019

by admin December 23, 2019

35 Of the Best Ideas for Crafty Gift Ideas for Girlfriend .It doesn t need to be…
Holiday Gift Ideas
Best 22 Preschool Teacher Holiday Gift Ideas

by admin December 23, 2019

by admin December 23, 2019

Best 22 Preschool Teacher Holiday Gift Ideas .Our yearly gift guides aim to make vacation shopping personal,…
Gift Ideas For Girls
24 Best Ideas Gift Ideas for Girls Age 13

by admin December 23, 2019

by admin December 23, 2019

24 Best Ideas Gift Ideas for Girls Age 13 . When you chat regarding offering all your…
Best Gift Ideas
The top 21 Ideas About Best Gift Ideas 2020

by admin December 23, 2019

by admin December 23, 2019

The top 21 Ideas About Best Gift Ideas 2020 .To the perfect coffee lover, java is not…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?