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Best Gift Ideas

Anniversary Gift Ideas
20 Best Ideas Anniversary Gift Ideas for Friend

by admin January 12, 2020

by admin January 12, 2020

20 Best Ideas Anniversary Gift Ideas for Friend .Please your precious partner by gifting a lovely tailored…
Gift Ideas For Boyfriend
The 25 Best Ideas for Cheap Christmas Gift Ideas for Boyfriend

by admin January 12, 2020

by admin January 12, 2020

The 25 Best Ideas for Cheap Christmas Gift Ideas for Boyfriend . If you are the smart…
Gift Ideas For Girlfriend
The Best Amazon Gift Ideas for Girlfriend

by admin January 11, 2020

by admin January 11, 2020

The Best Amazon Gift Ideas for Girlfriend . Make your next gift the best gift for your…
Gift Ideas For Boyfriend
The Best Diy Boyfriend Gift Ideas

by admin January 11, 2020

by admin January 11, 2020

The Best Diy Boyfriend Gift Ideas .Maybe his last gift to you was a loser and you…
Valentines Day Gift Ideas
35 Ideas for Good Valentines Day Gift Ideas for Her

by admin January 11, 2020

by admin January 11, 2020

35 Ideas for Good Valentines Day Gift Ideas for Her .You’re not a fundamental individual. That suggests…
Anniversary Gift Ideas
20 Of the Best Ideas for Anniversary Party Gift Ideas

by admin January 10, 2020

by admin January 10, 2020

20 Of the Best Ideas for Anniversary Party Gift Ideas .Please your beloved spouse by gifting a…
Gift Ideas For Girlfriend
The 35 Best Ideas for Good Gift Ideas for Girlfriend Valentines Day

by admin January 10, 2020

by admin January 10, 2020

The 35 Best Ideas for Good Gift Ideas for Girlfriend Valentines Day . Make your next gift…
Gift Ideas For Boyfriend
25 Of the Best Ideas for Good Birthday Gift Ideas for Boyfriend

by admin January 10, 2020

by admin January 10, 2020

25 Of the Best Ideas for Good Birthday Gift Ideas for Boyfriend . If you are the…
Gift Ideas For Girlfriend
35 Best Ideas Girlfriend Getaway Gift Ideas

by admin January 10, 2020

by admin January 10, 2020

35 Best Ideas Girlfriend Getaway Gift Ideas .It doesn t need to be a birthday, anniversary, or…
Anniversary Gift Ideas
The 20 Best Ideas for 18 Years Wedding Anniversary Gift Ideas

by admin January 10, 2020

by admin January 10, 2020

The 20 Best Ideas for 18 Years Wedding Anniversary Gift Ideas .On this day, you recognize what…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?