Category:

Best Gift Ideas

Baby Shower Gift Ideas
30 Of the Best Ideas for Cheap Baby Shower Gift Ideas for Guests

by admin January 16, 2020

by admin January 16, 2020

30 Of the Best Ideas for Cheap Baby Shower Gift Ideas for Guests .It s a puppet,…
Gift Ideas For Boyfriend
25 Best Ideas Gift for Boyfriend Ideas

by admin January 16, 2020

by admin January 16, 2020

25 Best Ideas Gift for Boyfriend Ideas .Perhaps his last gift to you was a loser and…
Anniversary Gift Ideas
20 Best 1 Month Anniversary Gift Ideas

by admin January 16, 2020

by admin January 16, 2020

20 Best 1 Month Anniversary Gift Ideas .Please your precious spouse by gifting a gorgeous customized cake…
Birthday Gift Inspirations
24 Best Gifts for 70th Birthday

by admin January 15, 2020

by admin January 15, 2020

24 Best Gifts for 70th Birthday .Just how to Choose the Perfect Birthday Celebration GiftYes, we understand.…
Gift Ideas For Couples
The 20 Best Ideas for Great Gift Ideas for Couples

by admin January 15, 2020

by admin January 15, 2020

The 20 Best Ideas for Great Gift Ideas for Couples .Locating presents for couples is a cinch…
Anniversary Gift Ideas
The top 20 Ideas About Linen Anniversary Gift Ideas for Him

by admin January 14, 2020

by admin January 14, 2020

The top 20 Ideas About Linen Anniversary Gift Ideas for Him .On this day, you realize what…
Gift Basket Ideas
22 Best Newborn Gift Basket Ideas

by admin January 14, 2020

by admin January 14, 2020

22 Best Newborn Gift Basket Ideas . Hi there Jill: when we do gift baskets, we usually…
Gift Ideas For Couples
The top 20 Ideas About Wedding Gift Ideas for Gay Couple

by admin January 14, 2020

by admin January 14, 2020

The top 20 Ideas About Wedding Gift Ideas for Gay Couple .Locating presents for couples is a…
Gift Ideas For Couples
The Best Unique Wedding Gift Ideas for Couple

by admin January 13, 2020

by admin January 13, 2020

The Best Unique Wedding Gift Ideas for Couple . The pair that’s constantly organizing celebrations most likely…
Anniversary Gift Ideas
20 Best Ideas Anniversary Gift Ideas for Friend

by admin January 12, 2020

by admin January 12, 2020

20 Best Ideas Anniversary Gift Ideas for Friend .Please your precious partner by gifting a lovely tailored…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?