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Best Gift Ideas

Anniversary Gift Ideas
20 Best Ideas Gold Wedding Anniversary Gift Ideas

by admin January 3, 2020

by admin January 3, 2020

20 Best Ideas Gold Wedding Anniversary Gift Ideas .You love your partner as well as you dislike…
Gift Ideas For Boyfriend
The Best Ideas for Valentine Gift Ideas for Your Boyfriend

by admin January 3, 2020

by admin January 3, 2020

The Best Ideas for Valentine Gift Ideas for Your Boyfriend .Perhaps his last gift to you was…
Baby Shower Gift Ideas
The 30 Best Ideas for Gift Ideas for New Born Baby

by admin January 2, 2020

by admin January 2, 2020

The 30 Best Ideas for Gift Ideas for New Born Baby .It s a creature, it s…
Gift Ideas For Girlfriend
35 Of the Best Ideas for Good Gift Ideas for Your Girlfriend

by admin January 2, 2020

by admin January 2, 2020

35 Of the Best Ideas for Good Gift Ideas for Your Girlfriend . Make your next gift…
Gift Ideas For Boyfriend
The Best Gift Ideas for Stoner Boyfriend

by admin January 2, 2020

by admin January 2, 2020

The Best Gift Ideas for Stoner Boyfriend . If you are the smart or Do It Yourself…
Gift Ideas For Boyfriend
The Best Christmas Gift Ideas for Teenage Boyfriends

by admin January 2, 2020

by admin January 2, 2020

The Best Christmas Gift Ideas for Teenage Boyfriends .Perhaps his last gift to you was a loser…
Gift Ideas For Girlfriend
35 Ideas for I Love You Gift Ideas for Girlfriend

by admin January 2, 2020

by admin January 2, 2020

35 Ideas for I Love You Gift Ideas for Girlfriend .It doesn t have to be a…
Gift Ideas For Boyfriend
Best 25 Creative Gift Ideas for Boyfriend

by admin January 2, 2020

by admin January 2, 2020

Best 25 Creative Gift Ideas for Boyfriend .Possibly his last gift to you was a loser as…
Gift Ideas For Boyfriend
25 Of the Best Ideas for Valentine Gift Ideas Boyfriend

by admin January 1, 2020

by admin January 1, 2020

25 Of the Best Ideas for Valentine Gift Ideas Boyfriend .If your person’s seeking an amazing, thoughtful…
Anniversary Gift Ideas
The top 20 Ideas About 5th Anniversary Gift Ideas for Husband

by admin January 1, 2020

by admin January 1, 2020

The top 20 Ideas About 5th Anniversary Gift Ideas for Husband .You love your spouse and you…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?