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Best Gift Ideas

Anniversary Gift Ideas
Best 20 Gift Ideas for 50th Wedding Anniversary for Parents

by admin January 10, 2020

by admin January 10, 2020

Best 20 Gift Ideas for 50th Wedding Anniversary for Parents .You love your partner and also you…
Anniversary Gift Ideas
The Best Ideas for 50th Wedding Anniversary Gift Ideas Parents

by admin January 10, 2020

by admin January 10, 2020

The Best Ideas for 50th Wedding Anniversary Gift Ideas Parents .On this day, you understand what a…
Anniversary Gift Ideas
Best 20 Leather Third Anniversary Gift Ideas

by admin January 9, 2020

by admin January 9, 2020

Best 20 Leather Third Anniversary Gift Ideas .Please your precious spouse by gifting a gorgeous individualized cake…
Gift Ideas For Girlfriend
Top 35 Christmas Gift Ideas for Girlfriends

by admin January 9, 2020

by admin January 9, 2020

Top 35 Christmas Gift Ideas for Girlfriends .It doesn t have to be a birthday celebration, anniversary,…
Gift Ideas For Couples
20 Best Ideas Funny Couple Gift Ideas

by admin January 8, 2020

by admin January 8, 2020

20 Best Ideas Funny Couple Gift Ideas . The pair who’s always hosting events probably doesn’t need…
Gift Ideas For Girlfriend
The Best Ideas for Gift Ideas for My Girlfriend

by admin January 8, 2020

by admin January 8, 2020

The Best Ideas for Gift Ideas for My Girlfriend . Make your next gift the finest gift…
Birthday Gift Inspirations
Top 24 Cheap Birthday Gifts for Mom

by admin January 8, 2020

by admin January 8, 2020

Top 24 Cheap Birthday Gifts for Mom .Exactly how to Choose the Perfect Birthday GiftYes, we know.…
Baby Shower Gift Ideas
30 Best Ideas 1 Year Old Baby Boy Birthday Gift Ideas

by admin January 7, 2020

by admin January 7, 2020

30 Best Ideas 1 Year Old Baby Boy Birthday Gift Ideas .It s a puppet, it s…
Valentines Day Gift Ideas
The Best Valentine Gift Ideas Diy

by admin January 7, 2020

by admin January 7, 2020

The Best Valentine Gift Ideas Diy .You’re not a basic guy. That means when February 14 rolls…
Gift Basket Ideas
22 Best Ideas Laundry Gift Basket Ideas

by admin January 7, 2020

by admin January 7, 2020

22 Best Ideas Laundry Gift Basket Ideas .Of course, you can fill up a gift basket with…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?