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Best Gift Ideas

Gift Ideas For Boyfriend
25 Best Ideas Batman Gift Ideas for Boyfriend

by admin February 25, 2020

by admin February 25, 2020

25 Best Ideas Batman Gift Ideas for Boyfriend .Maybe his last gift to you was a dud…
Gift Ideas For Couples
20 Best Wedding Anniversary Gift Ideas for Couple

by admin February 25, 2020

by admin February 25, 2020

20 Best Wedding Anniversary Gift Ideas for Couple . The couple who’s always holding events possibly doesn’t…
Gift Ideas For Boyfriend
Top 25 Handmade Gift Ideas for Boyfriend

by admin February 25, 2020

by admin February 25, 2020

Top 25 Handmade Gift Ideas for Boyfriend . If you are the smart or Do It Yourself…
Gift Ideas For Boys
23 Best Outdoor Gift Ideas for Boys

by admin February 25, 2020

by admin February 25, 2020

23 Best Outdoor Gift Ideas for Boys . This gift is part toy, component science lesson. With…
Valentines Day Gift Ideas
Top 35 Valentines Gift Ideas for Guys

by admin February 24, 2020

by admin February 24, 2020

Top 35 Valentines Gift Ideas for Guys .You’re not a basic guy. That suggests when February 14…
Gift Ideas For Boyfriend
Best 25 Teen Boyfriend Gift Ideas

by admin February 23, 2020

by admin February 23, 2020

Best 25 Teen Boyfriend Gift Ideas . Has your darling been added sweet recently? If you are…
Birthday Gift Inspirations
Top 24 Good Gifts for Girlfriend Birthday

by admin February 20, 2020

by admin February 20, 2020

Top 24 Good Gifts for Girlfriend Birthday . Sure, you can choose something cool off of the…
Baby Shower Gift Ideas
30 Ideas for Birthday Gift Ideas for Baby Girl

by admin February 20, 2020

by admin February 20, 2020

30 Ideas for Birthday Gift Ideas for Baby Girl .It s a puppet, it s a bath…
Graduation Gift Ideas
The Best Masters Graduation Gift Ideas for Her

by admin February 19, 2020

by admin February 19, 2020

The Best Masters Graduation Gift Ideas for Her .Whether your high school graduate is avoiding to college,…
Birthday Gift Inspirations
The top 24 Ideas About Personalized Birthday Gifts for Her

by admin February 19, 2020

by admin February 19, 2020

The top 24 Ideas About Personalized Birthday Gifts for Her .Exactly how to Select the Perfect Birthday…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?