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Best Gift Ideas

Gift Ideas For Boyfriend
Top 25 Gift Ideas for Boyfriend Pinterest

by admin April 22, 2020

by admin April 22, 2020

Top 25 Gift Ideas for Boyfriend Pinterest .Possibly his last gift to you was a dud as…
Anniversary Gift Ideas
20 Best Ideas 3 Month Anniversary Gift Ideas

by admin April 17, 2020

by admin April 17, 2020

20 Best Ideas 3 Month Anniversary Gift Ideas .You like your spouse and you hate them often,…
Gift Ideas For Boyfriend
The 25 Best Ideas for Cute Small Gift Ideas for Boyfriend

by admin April 14, 2020

by admin April 14, 2020

The 25 Best Ideas for Cute Small Gift Ideas for Boyfriend . Has your darling been added…
Christmas Gift Ideas
20 Of the Best Ideas for 12 Days Of Christmas Gift Ideas for Coworkers

by admin April 14, 2020

by admin April 14, 2020

20 Of the Best Ideas for 12 Days Of Christmas Gift Ideas for Coworkers . Whether you’re…
Anniversary Gift Ideas
The 20 Best Ideas for 50 Anniversary Gift Ideas for Parents

by admin April 12, 2020

by admin April 12, 2020

The 20 Best Ideas for 50 Anniversary Gift Ideas for Parents .Please your beloved spouse by gifting…
Gift Ideas For Boys
23 Of the Best Ideas for Gift Ideas for 12 Year Old Boys

by admin April 10, 2020

by admin April 10, 2020

23 Of the Best Ideas for Gift Ideas for 12 Year Old Boys .Men are extremely straightforward…
Christmas Gift Ideas
The Best Gift Ideas for Husband Christmas

by admin April 7, 2020

by admin April 7, 2020

The Best Gift Ideas for Husband Christmas .Discover the best gift for every person on your list,…
Gift Ideas For Boyfriend
25 Best Nerdy Gift Ideas for Boyfriend

by admin April 7, 2020

by admin April 7, 2020

25 Best Nerdy Gift Ideas for Boyfriend . Has your sweetie been extra sweet recently? If you…
Gift Ideas For Boyfriend
25 Of the Best Ideas for Cute Boyfriend Gift Ideas for Valentines Day

by admin April 6, 2020

by admin April 6, 2020

25 Of the Best Ideas for Cute Boyfriend Gift Ideas for Valentines Day .If your person’s in…
Gift Ideas For Couples
20 Of the Best Ideas for Gift Ideas for Couples that Have Everything

by admin April 5, 2020

by admin April 5, 2020

20 Of the Best Ideas for Gift Ideas for Couples that Have Everything . The pair that’s…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?