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Best Gift Ideas

Anniversary Gift Ideas
20 Of the Best Ideas for 100th Day Anniversary Gift Ideas

by admin January 21, 2020

by admin January 21, 2020

20 Of the Best Ideas for 100th Day Anniversary Gift Ideas .On this day, you realize what…
Gift Ideas For Boyfriend
The 25 Best Ideas for Good Gift Ideas for Your Boyfriend

by admin January 21, 2020

by admin January 21, 2020

The 25 Best Ideas for Good Gift Ideas for Your Boyfriend .Possibly his last gift to you…
Anniversary Gift Ideas
Top 20 30th Anniversary Gift Ideas for Parents

by admin January 21, 2020

by admin January 21, 2020

Top 20 30th Anniversary Gift Ideas for Parents .On this day, you realize what a gift it…
Valentines Day Gift Ideas
35 Best Cool Valentine Gift Ideas for Men

by admin January 19, 2020

by admin January 19, 2020

35 Best Cool Valentine Gift Ideas for Men .You’re not a basic individual. That implies when February…
Wedding Gift Ideas
20 Of the Best Ideas for Parent Gift Ideas for Wedding

by admin January 18, 2020

by admin January 18, 2020

20 Of the Best Ideas for Parent Gift Ideas for Wedding . And also then of training…
Anniversary Gift Ideas
20 Best 25th Wedding Anniversary Gift Ideas for Husband

by admin January 18, 2020

by admin January 18, 2020

20 Best 25th Wedding Anniversary Gift Ideas for Husband .Please your beloved partner by gifting a beautiful…
Gift Ideas For Girlfriend
The Best Cool Gift Ideas for Girlfriends

by admin January 18, 2020

by admin January 18, 2020

The Best Cool Gift Ideas for Girlfriends .It doesn t have to be a birthday, wedding anniversary,…
Anniversary Gift Ideas
The top 20 Ideas About 45th Wedding Anniversary Gift Ideas for Husband

by admin January 18, 2020

by admin January 18, 2020

The top 20 Ideas About 45th Wedding Anniversary Gift Ideas for Husband .Please your cherished partner by…
Anniversary Gift Ideas
The top 20 Ideas About First Anniversary Paper Gift Ideas

by admin January 17, 2020

by admin January 17, 2020

The top 20 Ideas About First Anniversary Paper Gift Ideas .Please your beloved partner by gifting a…
Gift Ideas For Couples
Top 20 Gift Ideas Couples

by admin January 17, 2020

by admin January 17, 2020

Top 20 Gift Ideas Couples .Finding presents for pairs is a cinch when you have so many…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?