Category:

Best Gift Ideas

Birthday Gift Inspirations
24 Of the Best Ideas for Good Birthday Gifts for Husband

by admin May 12, 2020

by admin May 12, 2020

24 Of the Best Ideas for Good Birthday Gifts for Husband . Sure, your birthday lady loves…
Wedding Gift Ideas
The 20 Best Ideas for Macy Wedding Gift Ideas

by admin May 7, 2020

by admin May 7, 2020

The 20 Best Ideas for Macy Wedding Gift Ideas .A set of luggage is an ideal gift…
Gift Ideas For Girlfriend
The 35 Best Ideas for Girlfriend Birthday Gift Ideas Romantic

by admin May 2, 2020

by admin May 2, 2020

The 35 Best Ideas for Girlfriend Birthday Gift Ideas Romantic . Make your following gift the ideal…
Gift Basket Ideas
The Best Senior Basketball Gift Ideas

by admin April 24, 2020

by admin April 24, 2020

The Best Senior Basketball Gift Ideas .Naturally, you can fill a gift basket with anything and whatever…
Gift Ideas For Girlfriend
Best 35 Gift Ideas for Best Girlfriend

by admin April 22, 2020

by admin April 22, 2020

Best 35 Gift Ideas for Best Girlfriend . Make your following gift the best gift for your…
Gift Ideas For Boyfriend
Top 25 Gift Ideas for Boyfriend Pinterest

by admin April 22, 2020

by admin April 22, 2020

Top 25 Gift Ideas for Boyfriend Pinterest .Possibly his last gift to you was a dud as…
Anniversary Gift Ideas
20 Best Ideas 3 Month Anniversary Gift Ideas

by admin April 17, 2020

by admin April 17, 2020

20 Best Ideas 3 Month Anniversary Gift Ideas .You like your spouse and you hate them often,…
Gift Ideas For Boyfriend
The 25 Best Ideas for Cute Small Gift Ideas for Boyfriend

by admin April 14, 2020

by admin April 14, 2020

The 25 Best Ideas for Cute Small Gift Ideas for Boyfriend . Has your darling been added…
Christmas Gift Ideas
20 Of the Best Ideas for 12 Days Of Christmas Gift Ideas for Coworkers

by admin April 14, 2020

by admin April 14, 2020

20 Of the Best Ideas for 12 Days Of Christmas Gift Ideas for Coworkers . Whether you’re…
Anniversary Gift Ideas
The 20 Best Ideas for 50 Anniversary Gift Ideas for Parents

by admin April 12, 2020

by admin April 12, 2020

The 20 Best Ideas for 50 Anniversary Gift Ideas for Parents .Please your beloved spouse by gifting…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?