Category:

Best Gift Ideas

Valentines Day Gift Ideas
The Best Valentines Gift Ideas for My Wife

by admin August 12, 2020

by admin August 12, 2020

The Best Valentines Gift Ideas for My Wife .You’re not a standard person. That implies when February…
Gift Ideas For Couples
The 20 Best Ideas for Wedding Gift Ideas for Older Couples Second Marriage

by admin August 12, 2020

by admin August 12, 2020

The 20 Best Ideas for Wedding Gift Ideas for Older Couples Second Marriage . The couple that’s…
Gift Ideas For Couples
The Best Christmas Gift Ideas for Couples Under 50

by admin August 4, 2020

by admin August 4, 2020

The Best Christmas Gift Ideas for Couples Under 50 .Locating presents for couples is a cinch when…
Gift Ideas For Girlfriend
The Best Ideas for Best Gift Ideas for Your Girlfriend

by admin August 4, 2020

by admin August 4, 2020

The Best Ideas for Best Gift Ideas for Your Girlfriend . Make your following gift the best…
Gift Ideas For Boyfriend
The 25 Best Ideas for Boyfriend Gift Ideas Tumblr

by admin August 3, 2020

by admin August 3, 2020

The 25 Best Ideas for Boyfriend Gift Ideas Tumblr . Has your sweetheart been extra pleasant recently?…
Gift Ideas For Couples
20 Best Funny Gift Ideas for Couples

by admin July 27, 2020

by admin July 27, 2020

20 Best Funny Gift Ideas for Couples . The couple who’s always organizing parties possibly does not…
Anniversary Gift Ideas
20 Ideas for Gift Ideas for Pastor Anniversary

by admin July 26, 2020

by admin July 26, 2020

20 Ideas for Gift Ideas for Pastor Anniversary .On this day, you understand what a gift it…
Gift Ideas For Girls
Best 24 Xmas Gift Ideas for Girls

by admin July 18, 2020

by admin July 18, 2020

Best 24 Xmas Gift Ideas for Girls .Teenager women are pretty hard to shop for, which makes…
Birthday Gift Inspirations
24 Best Ideas Grandpa Birthday Gifts

by admin July 11, 2020

by admin July 11, 2020

24 Best Ideas Grandpa Birthday Gifts .Just how to Pick the Perfect Birthday GiftYes, we know. You…
Anniversary Gift Ideas
Top 20 fortieth Anniversary Gift Ideas

by admin July 10, 2020

by admin July 10, 2020

Top 20 fortieth Anniversary Gift Ideas .Please your cherished partner by gifting a gorgeous personalized cake featuring…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?