Category:

Best Gift Ideas

Birthday Gift Inspirations
24 Of the Best Ideas for Guys Birthday Gifts

by admin January 24, 2020

by admin January 24, 2020

24 Of the Best Ideas for Guys Birthday Gifts .How to Pick the Perfect Birthday GiftYes, we…
Anniversary Gift Ideas
20 Best 19 Year Anniversary Gift Ideas for Her

by admin January 24, 2020

by admin January 24, 2020

20 Best 19 Year Anniversary Gift Ideas for Her .Please your beloved spouse by gifting a lovely…
Anniversary Gift Ideas
Top 20 Diy Anniversary Gift Ideas for Parents

by admin January 24, 2020

by admin January 24, 2020

Top 20 Diy Anniversary Gift Ideas for Parents .Please your beloved spouse by gifting an attractive individualized…
Anniversary Gift Ideas
20 Of the Best Ideas for 60th Anniversary Gift Ideas

by admin January 23, 2020

by admin January 23, 2020

20 Of the Best Ideas for 60th Anniversary Gift Ideas .You like your partner and also you…
Gift Ideas For Boyfriend
25 Of the Best Ideas for Good Valentines Day Gift Ideas Boyfriend

by admin January 23, 2020

by admin January 23, 2020

25 Of the Best Ideas for Good Valentines Day Gift Ideas Boyfriend . If you are the…
Valentines Day Gift Ideas
Best 35 toddler Valentines Day Gift Ideas

by admin January 23, 2020

by admin January 23, 2020

Best 35 toddler Valentines Day Gift Ideas .You’re not a basic man. That implies when February 14…
Gift Ideas For Girlfriend
Best 35 Ideas Gift for Girlfriend

by admin January 22, 2020

by admin January 22, 2020

Best 35 Ideas Gift for Girlfriend . Make your next gift the finest gift for your girlfriend.…
Valentines Day Gift Ideas
35 Best Valentines Day Gift Wrapping Ideas

by admin January 22, 2020

by admin January 22, 2020

35 Best Valentines Day Gift Wrapping Ideas .You’re not a fundamental guy. That implies when February 14…
Gift Basket Ideas
The Best Chemo Gift Basket Ideas

by admin January 22, 2020

by admin January 22, 2020

The Best Chemo Gift Basket Ideas .Certainly, you can fill a gift basket with anything as well…
Gift Basket Ideas
Top 22 Holiday Gift Basket Ideas

by admin January 22, 2020

by admin January 22, 2020

Top 22 Holiday Gift Basket Ideas . Hello there Jill: when we do gift baskets, we typically…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?