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Best Gift Ideas

Gift Ideas For Boys
23 Best Ideas Cool Gift Ideas for Teen Boys

by admin January 26, 2020

by admin January 26, 2020

23 Best Ideas Cool Gift Ideas for Teen Boys . This gift is component toy, component scientific…
Wedding Gift Ideas
The top 20 Ideas About Wedding Registry Gift Ideas

by admin January 25, 2020

by admin January 25, 2020

The top 20 Ideas About Wedding Registry Gift Ideas . And then of course, there are simply…
Anniversary Gift Ideas
The Best 16th Wedding Anniversary Gift Ideas

by admin January 25, 2020

by admin January 25, 2020

The Best 16th Wedding Anniversary Gift Ideas .On this day, you realize what a gift it was…
Wedding Gift Ideas
20 Best Ideas Wedding Gift Ideas for 2nd Marriages

by admin January 25, 2020

by admin January 25, 2020

20 Best Ideas Wedding Gift Ideas for 2nd Marriages . And also then of training course, there…
Gift Ideas For Girlfriend
The top 35 Ideas About Gift Ideas Girlfriend Birthday

by admin January 25, 2020

by admin January 25, 2020

The top 35 Ideas About Gift Ideas Girlfriend Birthday .It doesn t have to be a birthday…
Valentines Day Gift Ideas
35 Of the Best Ideas for Valentine Day Handmade Gift Ideas

by admin January 25, 2020

by admin January 25, 2020

35 Of the Best Ideas for Valentine Day Handmade Gift Ideas .Store from these thoughtful as well…
Gift Ideas For Boyfriend
The Best Ideas for Gift Ideas for Boyfriends Parents

by admin January 25, 2020

by admin January 25, 2020

The Best Ideas for Gift Ideas for Boyfriends Parents .If your guy’s seeking an incredible, thoughtful present…
Gift Ideas For Girlfriend
35 Ideas for Birthday Gift Ideas for A Girlfriend

by admin January 25, 2020

by admin January 25, 2020

35 Ideas for Birthday Gift Ideas for A Girlfriend .It doesn t have to be a birthday,…
Gift Ideas For Boyfriend
25 Of the Best Ideas for Boyfriend Christmas Gift Ideas 2020

by admin January 24, 2020

by admin January 24, 2020

25 Of the Best Ideas for Boyfriend Christmas Gift Ideas 2020 . Has your sweetheart been added…
Gift Ideas For Boyfriend
Best 25 Long Distance Relationship Gift Ideas for Boyfriend

by admin January 24, 2020

by admin January 24, 2020

Best 25 Long Distance Relationship Gift Ideas for Boyfriend .If your individual’s seeking an incredible, thoughtful present…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?