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Best Gift Ideas

Gift Ideas For Boyfriend
The Best Creative Christmas Gift Ideas for Boyfriend

by admin February 12, 2020

by admin February 12, 2020

The Best Creative Christmas Gift Ideas for Boyfriend . If you are the crafty or DIY kind,…
Holiday Gift Ideas
The Best Ideas for Holiday Cookies Gift Ideas

by admin February 11, 2020

by admin February 11, 2020

The Best Ideas for Holiday Cookies Gift Ideas .Our annual present guides intend to make vacation shopping…
Gift Ideas For Boys
23 Best Dallas Cowboys Christmas Gift Ideas

by admin February 10, 2020

by admin February 10, 2020

23 Best Dallas Cowboys Christmas Gift Ideas . This gift is both technology as well as responsive.…
Christmas Gift Ideas
Top 20 Christmas Gift Giving Ideas

by admin February 7, 2020

by admin February 7, 2020

Top 20 Christmas Gift Giving Ideas . Whether you’re simply beginning to shop for Christmas provides for…
Gift Ideas For Boys
The Best Gift Ideas for 6 Year Old Boys

by admin February 6, 2020

by admin February 6, 2020

The Best Gift Ideas for 6 Year Old Boys . This gift is both technology and tactile.…
Gift Ideas For Boys
The 23 Best Ideas for Valentine Gift Ideas for Boys

by admin February 6, 2020

by admin February 6, 2020

The 23 Best Ideas for Valentine Gift Ideas for Boys .Stunning a man on a Birthday celebration…
Birthday Gift Inspirations
24 Ideas for Send Birthday Gifts

by admin February 6, 2020

by admin February 6, 2020

24 Ideas for Send Birthday Gifts . Certain, you can choose something cool down off of the…
Birthday Gift Inspirations
24 Best 21st Birthday Gift Basket

by admin February 5, 2020

by admin February 5, 2020

24 Best 21st Birthday Gift Basket . Certain, your birthday celebration girl enjoys her share of cake…
Birthday Gift Inspirations
The Best 20th Birthday Gift Ideas

by admin February 5, 2020

by admin February 5, 2020

The Best 20th Birthday Gift Ideas . Certain, your birthday girl likes her share of cake and…
Birthday Gift Inspirations
The Best Ideas for Birthday Gifts for Guy Friends

by admin February 4, 2020

by admin February 4, 2020

The Best Ideas for Birthday Gifts for Guy Friends .How to Select the Perfect Birthday GiftYes, we…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?