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Best Gift Ideas

Gift Ideas For Girls
The Best Ideas for Gift Ideas for Tween Girls

by admin July 1, 2020

by admin July 1, 2020

The Best Ideas for Gift Ideas for Tween Girls .Teen ladies are pretty hard to shop for,…
Gift Ideas For Girls
Top 24 Gift for Girls Ideas

by admin June 30, 2020

by admin June 30, 2020

Top 24 Gift for Girls Ideas .Teenager women are rather hard to purchase, that makes getting them…
Christmas Gift Ideas
Top 20 New Mum Christmas Gift Ideas

by admin June 16, 2020

by admin June 16, 2020

Top 20 New Mum Christmas Gift Ideas . Whether you’re simply starting to shop for Xmas provides…
Valentines Day Gift Ideas
35 Best Ideas Valentine's Gift Ideas

by admin June 13, 2020

by admin June 13, 2020

35 Best Ideas Valentine&#039;s Gift Ideas .You’re not a basic man. That implies when February 14 rolls…
Anniversary Gift Ideas
20 Best Parents 25th Anniversary Gift Ideas

by admin June 8, 2020

by admin June 8, 2020

20 Best Parents 25th Anniversary Gift Ideas .Please your cherished spouse by gifting a gorgeous customized cake…
Gift Ideas For Boyfriend
The Best Photo Gift Ideas for Boyfriend

by admin June 5, 2020

by admin June 5, 2020

The Best Photo Gift Ideas for Boyfriend . Has your darling been extra pleasant recently? If you…
Graduation Gift Ideas
25 Ideas for Middle School Graduation Gift Ideas Boys

by admin May 22, 2020

by admin May 22, 2020

25 Ideas for Middle School Graduation Gift Ideas Boys . Whether grads are mosting likely to college,…
Birthday Gift Inspirations
24 Best Birthday Gift Ideas for Grandma

by admin May 22, 2020

by admin May 22, 2020

24 Best Birthday Gift Ideas for Grandma . Sure, you can pick something cool down off of…
Anniversary Gift Ideas
The Best Ideas for 8 Year Anniversary Gift Ideas for Men

by admin May 19, 2020

by admin May 19, 2020

The Best Ideas for 8 Year Anniversary Gift Ideas for Men .Please your cherished spouse by gifting…
Valentines Day Gift Ideas
Best 35 Valentines Day Handmade Gift Ideas

by admin May 18, 2020

by admin May 18, 2020

Best 35 Valentines Day Handmade Gift Ideas .Shop from these thoughtful as well as cost effective picks,…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?