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Best Gift Ideas

Baby Shower Gift Ideas
30 Ideas for Birthday Gift Ideas for Baby Girl

by admin February 20, 2020

by admin February 20, 2020

30 Ideas for Birthday Gift Ideas for Baby Girl .It s a puppet, it s a bath…
Graduation Gift Ideas
The Best Masters Graduation Gift Ideas for Her

by admin February 19, 2020

by admin February 19, 2020

The Best Masters Graduation Gift Ideas for Her .Whether your high school graduate is avoiding to college,…
Birthday Gift Inspirations
The top 24 Ideas About Personalized Birthday Gifts for Her

by admin February 19, 2020

by admin February 19, 2020

The top 24 Ideas About Personalized Birthday Gifts for Her .Exactly how to Select the Perfect Birthday…
Gift Ideas For Girls
24 Of the Best Ideas for Gift Ideas for Girls

by admin February 18, 2020

by admin February 18, 2020

24 Of the Best Ideas for Gift Ideas for Girls . Women love shocks, specifically gifts. Therefore,…
Gift Ideas For Girlfriend
The top 35 Ideas About Great Gift Ideas for Girlfriend

by admin February 18, 2020

by admin February 18, 2020

The top 35 Ideas About Great Gift Ideas for Girlfriend . Make your next gift the ideal…
Mothers Day Gift Ideas
30 Best Ideas Mother Of the Bride Gift Ideas

by admin February 18, 2020

by admin February 18, 2020

30 Best Ideas Mother Of the Bride Gift Ideas .The last point any kind of mama wants…
Anniversary Gift Ideas
20 Best 4th Anniversary Gift Ideas for Her

by admin February 17, 2020

by admin February 17, 2020

20 Best 4th Anniversary Gift Ideas for Her .Please your beloved partner by gifting an attractive individualized…
Gift Ideas For Boys
23 Ideas for Gift Ideas for Boys 12

by admin February 14, 2020

by admin February 14, 2020

23 Ideas for Gift Ideas for Boys 12 . Is there a 14 year old child on…
Gift Ideas For Couples
Best 20 Experience Gift Ideas for Couples

by admin February 13, 2020

by admin February 13, 2020

Best 20 Experience Gift Ideas for Couples . The pair that’s always hosting parties possibly does not…
Gift Ideas For Girlfriend
Top 35 Gift Ideas to Get Your Girlfriend

by admin February 12, 2020

by admin February 12, 2020

Top 35 Gift Ideas to Get Your Girlfriend .It doesn t have to be a birthday celebration,…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?