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Best Gift Ideas

Birthday Gift Inspirations
24 Best 21st Birthday Gift Basket

by admin February 5, 2020

by admin February 5, 2020

24 Best 21st Birthday Gift Basket . Certain, your birthday celebration girl enjoys her share of cake…
Birthday Gift Inspirations
The Best 20th Birthday Gift Ideas

by admin February 5, 2020

by admin February 5, 2020

The Best 20th Birthday Gift Ideas . Certain, your birthday girl likes her share of cake and…
Birthday Gift Inspirations
The Best Ideas for Birthday Gifts for Guy Friends

by admin February 4, 2020

by admin February 4, 2020

The Best Ideas for Birthday Gifts for Guy Friends .How to Select the Perfect Birthday GiftYes, we…
Birthday Gift Inspirations
The Best Homemade Birthday Gifts for Friends

by admin February 3, 2020

by admin February 3, 2020

The Best Homemade Birthday Gifts for Friends . Sure, you can select something cool down off of…
Gift Ideas For Boys
23 Best Ideas Cowboys Gift Ideas

by admin February 3, 2020

by admin February 3, 2020

23 Best Ideas Cowboys Gift Ideas . This gift is part toy, component science lesson. With a…
Best Gift Ideas
21 Best Best Gift Ideas for 10yr Old Girl

by admin February 1, 2020

by admin February 1, 2020

21 Best Best Gift Ideas for 10yr Old Girl .Roasts are endlessly differed, varying from the commonly…
Birthday Gift Inspirations
The 24 Best Ideas for Birthday Gifts for 8 Year Old Girl

by admin January 29, 2020

by admin January 29, 2020

The 24 Best Ideas for Birthday Gifts for 8 Year Old Girl . Certain, your birthday celebration…
Valentines Day Gift Ideas
35 Best Ideas Valentine Gift for Her Ideas

by admin January 26, 2020

by admin January 26, 2020

35 Best Ideas Valentine Gift for Her Ideas .You’re not a fundamental person. That implies when February…
Wedding Gift Ideas
20 Best Ideas 2nd Wedding Gift Ideas

by admin January 26, 2020

by admin January 26, 2020

20 Best Ideas 2nd Wedding Gift Ideas . And afterwards of course, there are simply the Fun…
Gift Ideas For Boyfriend
The top 25 Ideas About Perfect Gift Ideas for Boyfriend

by admin January 26, 2020

by admin January 26, 2020

The top 25 Ideas About Perfect Gift Ideas for Boyfriend .If your individual’s in need of an…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?