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Best Gift Ideas

Best Gift Ideas
The Best Best Friend Moving Away Gift Ideas

by admin November 18, 2020

by admin November 18, 2020

The Best Best Friend Moving Away Gift Ideas .To the perfect coffee enthusiast, java is not simply…
Gift Ideas For Boys
The Best 18 Birthday Gift Ideas for Boys

by admin November 16, 2020

by admin November 16, 2020

The Best 18 Birthday Gift Ideas for Boys . If you ve ever shopped for a gift…
Fathers Day Gift Ideas
22 Of the Best Ideas for First Father's Day Gift Ideas From Baby Boy

by admin November 16, 2020

by admin November 16, 2020

22 Of the Best Ideas for First Father&#039;s Day Gift Ideas From Baby Boy . If your…
Birthday Gift Inspirations
The 24 Best Ideas for 60th Birthday Gifts

by admin October 31, 2020

by admin October 31, 2020

The 24 Best Ideas for 60th Birthday Gifts .Just how to Pick the Perfect Birthday Celebration GiftYes,…
Fathers Day Gift Ideas
22 Of the Best Ideas for Gift Ideas Grandfather

by admin October 31, 2020

by admin October 31, 2020

22 Of the Best Ideas for Gift Ideas Grandfather . If your dad is everything about creating…
Mothers Day Gift Ideas
The Best Ideas for Last Minute Mother's Day Gift Ideas

by admin October 22, 2020

by admin October 22, 2020

The Best Ideas for Last Minute Mother&#039;s Day Gift Ideas .The last thing any type of mama…
Birthday Gift Inspirations
Best 24 Gifts for His Birthday

by admin October 18, 2020

by admin October 18, 2020

Best 24 Gifts for His Birthday .How to Select the Perfect Birthday Celebration GiftYes, we understand. You…
Valentines Day Gift Ideas
The Best Valentine Gift Ideas Cheap

by admin October 7, 2020

by admin October 7, 2020

The Best Valentine Gift Ideas Cheap .You’re not a standard man. That implies when February 14 rolls…
Graduation Gift Ideas
The Best College Graduation Gift Ideas for Nurses

by admin October 6, 2020

by admin October 6, 2020

The Best College Graduation Gift Ideas for Nurses .Fashion jewelry is a wonderful selection as a graduation…
Gift Ideas For Boys
The Best Ideas for Dallas Cowboys Birthday Gift Ideas

by admin October 2, 2020

by admin October 2, 2020

The Best Ideas for Dallas Cowboys Birthday Gift Ideas .Surprising a male on a Birthday can truly…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?