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Best Gift Ideas

Gift Basket Ideas
22 Of the Best Ideas for Nursing Gift Basket Ideas

by admin April 3, 2020

by admin April 3, 2020

22 Of the Best Ideas for Nursing Gift Basket Ideas . Hi Jill: when we do gift…
Anniversary Gift Ideas
The top 20 Ideas About 9 Year Anniversary Gift Ideas

by admin March 31, 2020

by admin March 31, 2020

The top 20 Ideas About 9 Year Anniversary Gift Ideas .You like your spouse and also you…
Gift Ideas For Girlfriend
Best 35 Unique Gift Ideas for Girlfriends

by admin March 29, 2020

by admin March 29, 2020

Best 35 Unique Gift Ideas for Girlfriends . Make your following gift the ideal gift for your…
Anniversary Gift Ideas
20 Best Ideas Gift Ideas for 1st Wedding Anniversary

by admin March 25, 2020

by admin March 25, 2020

20 Best Ideas Gift Ideas for 1st Wedding Anniversary .Please your beloved spouse by gifting a lovely…
Wedding Gift Ideas
20 Ideas for Wedding Gift Money Ideas

by admin March 24, 2020

by admin March 24, 2020

20 Ideas for Wedding Gift Money Ideas .A set of luggage is a best gift for the…
Gift Ideas For Boyfriend
Top 25 Gift Ideas for Your Boyfriend

by admin March 21, 2020

by admin March 21, 2020

Top 25 Gift Ideas for Your Boyfriend . Has your darling been extra pleasant lately? If you…
Fathers Day Gift Ideas
The 22 Best Ideas for Fathersday Gift Ideas

by admin March 20, 2020

by admin March 20, 2020

The 22 Best Ideas for Fathersday Gift Ideas .Daddy says he is easy-going and also wants for…
Thank You Gift Ideas
Best 21 Thank You Gift Ideas for Coworkers

by admin March 17, 2020

by admin March 17, 2020

Best 21 Thank You Gift Ideas for Coworkers . Thank you for being the globe s finest…
Birthday Gift Inspirations
The Best 65th Birthday Gift

by admin March 16, 2020

by admin March 16, 2020

The Best 65th Birthday Gift . Sure, your birthday celebration lady enjoys her share of cake and…
Birthday Gift Inspirations
The 24 Best Ideas for Nice Birthday Gifts

by admin March 16, 2020

by admin March 16, 2020

The 24 Best Ideas for Nice Birthday Gifts . Certain, you can choose something cool down off…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?