Category:

Best Gift Ideas

Birthday Gift Inspirations
24 Best Ideas Grandpa Birthday Gifts

by admin July 11, 2020

by admin July 11, 2020

24 Best Ideas Grandpa Birthday Gifts .Just how to Pick the Perfect Birthday GiftYes, we know. You…
Anniversary Gift Ideas
Top 20 fortieth Anniversary Gift Ideas

by admin July 10, 2020

by admin July 10, 2020

Top 20 fortieth Anniversary Gift Ideas .Please your cherished partner by gifting a gorgeous personalized cake featuring…
Wedding Gift Ideas
The Best Ideas for Wedding Gift Ideas for Bridegroom

by admin July 10, 2020

by admin July 10, 2020

The Best Ideas for Wedding Gift Ideas for Bridegroom . And after that of training course, there…
Anniversary Gift Ideas
The 20 Best Ideas for 9 Year Wedding Anniversary Gift Ideas

by admin July 9, 2020

by admin July 9, 2020

The 20 Best Ideas for 9 Year Wedding Anniversary Gift Ideas .You like your spouse and you…
Gift Ideas For Girlfriend
35 Best Gift Ideas Girlfriend

by admin July 4, 2020

by admin July 4, 2020

35 Best Gift Ideas Girlfriend .It doesn t need to be a birthday, anniversary, or holiday to…
Gift Basket Ideas
The 22 Best Ideas for Gift Basket Ideas for Silent Auction

by admin July 2, 2020

by admin July 2, 2020

The 22 Best Ideas for Gift Basket Ideas for Silent Auction .Certainly, you can load a gift…
Gift Ideas For Boyfriend
The Best Ideas for Hunting Gift Ideas for Boyfriend

by admin July 2, 2020

by admin July 2, 2020

The Best Ideas for Hunting Gift Ideas for Boyfriend .Maybe his last gift to you was a…
Gift Ideas For Girls
The Best Ideas for Gift Ideas for Tween Girls

by admin July 1, 2020

by admin July 1, 2020

The Best Ideas for Gift Ideas for Tween Girls .Teen ladies are pretty hard to shop for,…
Gift Ideas For Girls
Top 24 Gift for Girls Ideas

by admin June 30, 2020

by admin June 30, 2020

Top 24 Gift for Girls Ideas .Teenager women are rather hard to purchase, that makes getting them…
Christmas Gift Ideas
Top 20 New Mum Christmas Gift Ideas

by admin June 16, 2020

by admin June 16, 2020

Top 20 New Mum Christmas Gift Ideas . Whether you’re simply starting to shop for Xmas provides…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?