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Best Gift Ideas

Birthday Gift Inspirations
24 Best Womens Birthday Gift Ideas

by admin July 3, 2021

by admin July 3, 2021

24 Best Womens Birthday Gift Ideas .How to Select the Perfect Birthday GiftYes, we know. You came…
Mothers Day Gift Ideas
Best 30 Mother Day Gift Ideas From Teenage Daughter

by admin July 3, 2021

by admin July 3, 2021

Best 30 Mother Day Gift Ideas From Teenage Daughter .The last point any kind of mom desires…
Gift Basket Ideas
The top 22 Ideas About Barbeque Gift Basket Ideas

by admin July 1, 2021

by admin July 1, 2021

The top 22 Ideas About Barbeque Gift Basket Ideas . Hi Jill: when we do gift baskets,…
Gift Basket Ideas
22 Best Family Game Night Gift Basket Ideas

by admin July 1, 2021

by admin July 1, 2021

22 Best Family Game Night Gift Basket Ideas . Hi Jill: when we do gift baskets, we…
Birthday Gift Inspirations
24 Of the Best Ideas for Perfect Birthday Gift

by admin June 29, 2021

by admin June 29, 2021

24 Of the Best Ideas for Perfect Birthday Gift . Certain, your birthday celebration woman likes her…
Birthday Gift Inspirations
Best 24 Birthday Gift Girlfriend

by admin June 20, 2021

by admin June 20, 2021

Best 24 Birthday Gift Girlfriend .How to Select the Perfect Birthday GiftYes, we understand. You came here…
Fathers Day Gift Ideas
22 Best Fathers Day Diy Gift Ideas

by admin June 12, 2021

by admin June 12, 2021

22 Best Fathers Day Diy Gift Ideas . Help him look after his skin with this set…
Gift Ideas For Couples
The 20 Best Ideas for Gift Ideas for Wedding Couple

by admin June 4, 2021

by admin June 4, 2021

The 20 Best Ideas for Gift Ideas for Wedding Couple .Discovering presents for couples is a cinch…
Holiday Gift Ideas
22 Of the Best Ideas for Food Holiday Gift Ideas

by admin June 2, 2021

by admin June 2, 2021

22 Of the Best Ideas for Food Holiday Gift Ideas .Our annual gift guides intend to make…
Mothers Day Gift Ideas
The top 30 Ideas About Mother Of the Bride and Groom Gift Ideas

by admin May 30, 2021

by admin May 30, 2021

The top 30 Ideas About Mother Of the Bride and Groom Gift Ideas .The last point any…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?