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Best Gift Ideas

Gift Ideas For Boys
The top 23 Ideas About Gift Ideas for 7 Year Old Boys

by admin December 2, 2020

by admin December 2, 2020

The top 23 Ideas About Gift Ideas for 7 Year Old Boys . If you ve ever…
Gift Ideas For Boyfriend
The top 25 Ideas About Romantic Boyfriend Gift Ideas

by admin November 30, 2020

by admin November 30, 2020

The top 25 Ideas About Romantic Boyfriend Gift Ideas .Perhaps his last gift to you was a…
Gift Ideas For Boyfriend
The Best Ideas for Boyfriend Leaving for College Gift Ideas

by admin November 29, 2020

by admin November 29, 2020

The Best Ideas for Boyfriend Leaving for College Gift Ideas .If your person’s in need of a…
Gift Basket Ideas
The Best Ideas for How to Make A Wine Gift Basket Ideas

by admin November 23, 2020

by admin November 23, 2020

The Best Ideas for How to Make A Wine Gift Basket Ideas .Of course, you can fill…
Best Gift Ideas
21 Best Best Gift Ideas for Dad

by admin November 18, 2020

by admin November 18, 2020

21 Best Best Gift Ideas for Dad . Obtain a pair of these actually cool unisex gloves.…
Best Gift Ideas
The Best Best Friend Moving Away Gift Ideas

by admin November 18, 2020

by admin November 18, 2020

The Best Best Friend Moving Away Gift Ideas .To the perfect coffee enthusiast, java is not simply…
Gift Ideas For Boys
The Best 18 Birthday Gift Ideas for Boys

by admin November 16, 2020

by admin November 16, 2020

The Best 18 Birthday Gift Ideas for Boys . If you ve ever shopped for a gift…
Fathers Day Gift Ideas
22 Of the Best Ideas for First Father's Day Gift Ideas From Baby Boy

by admin November 16, 2020

by admin November 16, 2020

22 Of the Best Ideas for First Father&#039;s Day Gift Ideas From Baby Boy . If your…
Birthday Gift Inspirations
The 24 Best Ideas for 60th Birthday Gifts

by admin October 31, 2020

by admin October 31, 2020

The 24 Best Ideas for 60th Birthday Gifts .Just how to Pick the Perfect Birthday Celebration GiftYes,…
Fathers Day Gift Ideas
22 Of the Best Ideas for Gift Ideas Grandfather

by admin October 31, 2020

by admin October 31, 2020

22 Of the Best Ideas for Gift Ideas Grandfather . If your dad is everything about creating…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?