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Best Gift Ideas

Thank You Gift Ideas
21 Ideas for Inexpensive Thank You Gift Ideas for Volunteers

by admin December 10, 2021

by admin December 10, 2021

21 Ideas for Inexpensive Thank You Gift Ideas for Volunteers .When an unique somebody goes above and…
Gift Ideas For Girls
The top 24 Ideas About Girls Night Gift Ideas

by admin December 9, 2021

by admin December 9, 2021

The top 24 Ideas About Girls Night Gift Ideas . When you talk about offering all your…
Graduation Gift Ideas
The top 25 Ideas About Gift Ideas for Boy High School Graduation

by admin December 6, 2021

by admin December 6, 2021

The top 25 Ideas About Gift Ideas for Boy High School Graduation . Whether grads are mosting…
Birthday Gift Inspirations
The top 24 Ideas About 21st Birthday Gift Ideas for Him

by admin December 2, 2021

by admin December 2, 2021

The top 24 Ideas About 21st Birthday Gift Ideas for Him .Just how to Pick the Perfect…
Mothers Day Gift Ideas
The Best Gift Ideas for Mother's Birthday

by admin November 30, 2021

by admin November 30, 2021

The Best Gift Ideas for Mother&#039;s Birthday .The last point any kind of mommy desires is a…
Gift Basket Ideas
The Best New Baby Gift Basket Ideas

by admin November 29, 2021

by admin November 29, 2021

The Best New Baby Gift Basket Ideas .Of course, you can load a gift basket with anything…
Gift Basket Ideas
The Best Ideas for Gift Basket Wrapping Ideas

by admin November 2, 2021

by admin November 2, 2021

The Best Ideas for Gift Basket Wrapping Ideas .Certainly, you can fill up a gift basket with…
Gift Ideas For Boyfriend
25 Best Gift Ideas for New Boyfriend

by admin October 31, 2021

by admin October 31, 2021

25 Best Gift Ideas for New Boyfriend . Has your darling been additional sweet lately? If you…
Gift Ideas For Boyfriend
The 25 Best Ideas for Christmas Gift Ideas for Boyfriend Pinterest

by admin October 31, 2021

by admin October 31, 2021

The 25 Best Ideas for Christmas Gift Ideas for Boyfriend Pinterest . If you are the crafty…
Gift Ideas For Girls
The top 24 Ideas About Good Gift Ideas for 10 Year Old Girls

by admin October 30, 2021

by admin October 30, 2021

The top 24 Ideas About Good Gift Ideas for 10 Year Old Girls .Teen ladies are pretty…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?