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Best Gift Ideas

Gift Ideas For Boyfriend
25 Best Gift Ideas for New Boyfriend

by admin October 31, 2021

by admin October 31, 2021

25 Best Gift Ideas for New Boyfriend . Has your darling been additional sweet lately? If you…
Gift Ideas For Boyfriend
The 25 Best Ideas for Christmas Gift Ideas for Boyfriend Pinterest

by admin October 31, 2021

by admin October 31, 2021

The 25 Best Ideas for Christmas Gift Ideas for Boyfriend Pinterest . If you are the crafty…
Gift Ideas For Girls
The top 24 Ideas About Good Gift Ideas for 10 Year Old Girls

by admin October 30, 2021

by admin October 30, 2021

The top 24 Ideas About Good Gift Ideas for 10 Year Old Girls .Teen ladies are pretty…
Thank You Gift Ideas
The 21 Best Ideas for Thank You Gift Ideas for Your Boss

by admin October 29, 2021

by admin October 29, 2021

The 21 Best Ideas for Thank You Gift Ideas for Your Boss . If you’re looking for…
Birthday Gift Inspirations
24 Best Gifts for First Birthday Boy

by admin October 29, 2021

by admin October 29, 2021

24 Best Gifts for First Birthday Boy . Certain, you can pick something cool down off of…
Christmas Gift Ideas
The 20 Best Ideas for Christmas Gift Card Holder Ideas

by admin October 26, 2021

by admin October 26, 2021

The 20 Best Ideas for Christmas Gift Card Holder Ideas .Discover the ideal gift for everybody on…
Holiday Gift Ideas
22 Best Holiday Gift Ideas 2020

by admin October 18, 2021

by admin October 18, 2021

22 Best Holiday Gift Ideas 2020 .Our annual gift guides intend to make holiday purchasing individual, thoughtful,…
Best Gift Ideas
21 Best Ideas Best White Elephant Gift Ideas

by admin October 18, 2021

by admin October 18, 2021

21 Best Ideas Best White Elephant Gift Ideas .To the ultimate coffee fan, java is not simply…
Birthday Gift Inspirations
The Best 11 Year Old Girl Birthday Gifts

by admin October 17, 2021

by admin October 17, 2021

The Best 11 Year Old Girl Birthday Gifts . Sure, your birthday woman enjoys her share of…
Thank You Gift Ideas
The 21 Best Ideas for Thank You token Gift Ideas

by admin October 13, 2021

by admin October 13, 2021

The 21 Best Ideas for Thank You token Gift Ideas . Thanks for being the globe s…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?