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Best Gift Ideas

Mothers Day Gift Ideas
The Best Ideas for Mother Day Gift Ideas Handmade

by admin January 13, 2022

by admin January 13, 2022

The Best Ideas for Mother Day Gift Ideas Handmade .The last point any type of mother wants…
Valentines Day Gift Ideas
35 Ideas for Valentine Gift Ideas for Friends

by admin January 11, 2022

by admin January 11, 2022

35 Ideas for Valentine Gift Ideas for Friends .You’re not a standard guy. That suggests when February…
Birthday Gift Inspirations
Best 24 Return Gifts for Birthday

by admin January 6, 2022

by admin January 6, 2022

Best 24 Return Gifts for Birthday .Exactly how to Choose the Perfect Birthday GiftYes, we know. You…
Christmas Gift Ideas
How To Make Your Christmas 2021 Memorable?

by admin January 5, 2022

by admin January 5, 2022

Christmas 2021 is just around the corner, and everyone is now thinking of how to make it…
Birthday Gift Inspirations
24 Best Ideas Birthday Gift for 3 Year Old Girl

by admin January 5, 2022

by admin January 5, 2022

24 Best Ideas Birthday Gift for 3 Year Old Girl . Certain, you can choose something cool…
Best Gift Ideas
21 Best Ideas Unique Gift Ideas for Best Friend

by admin January 3, 2022

by admin January 3, 2022

21 Best Ideas Unique Gift Ideas for Best Friend .To the quintessential coffee enthusiast, java is not…
Gift Ideas For Boys
23 Of the Best Ideas for top Gift Ideas for Boys

by admin December 30, 2021

by admin December 30, 2021

23 Of the Best Ideas for top Gift Ideas for Boys . This gift is component toy,…
Gift Ideas For Boys
Top 23 Teen Boys Gift Ideas

by admin December 28, 2021

by admin December 28, 2021

Top 23 Teen Boys Gift Ideas .Shocking a guy on a Birthday can really give you a…
Birthday Gift Inspirations
The Best Ideas for Return Gift for Birthday Party

by admin December 26, 2021

by admin December 26, 2021

The Best Ideas for Return Gift for Birthday Party . Certain, you can choose something cool down…
Gift Ideas For Boyfriend
25 Of the Best Ideas for Valentine Day Gift Ideas for New Boyfriend

by admin December 25, 2021

by admin December 25, 2021

25 Of the Best Ideas for Valentine Day Gift Ideas for New Boyfriend . Has your sweetie…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?