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Best Gift Ideas

Anniversary Gift Ideas
Top 20 Ruby Anniversary Gift Ideas

by admin June 13, 2022

by admin June 13, 2022

Top 20 Ruby Anniversary Gift Ideas .You like your partner as well as you despise them in…
Gift Ideas For Boys
23 Best Ideas Cowboys Fan Gift Ideas

by admin June 9, 2022

by admin June 9, 2022

23 Best Ideas Cowboys Fan Gift Ideas .Amazing a male on a Birthday can actually provide you…
Fathers Day Gift Ideas
The top 22 Ideas About Birthday Gift Ideas for Father In Law

by admin June 9, 2022

by admin June 9, 2022

The top 22 Ideas About Birthday Gift Ideas for Father In Law . Aid him deal with…
Thank You Gift Ideas
The Best Coworker Thank You Gift Ideas

by admin June 8, 2022

by admin June 8, 2022

The Best Coworker Thank You Gift Ideas .When an unique a person exceeds and also beyond to…
Birthday Gift Inspirations
24 Of the Best Ideas for Birthday Gift for Him

by admin June 7, 2022

by admin June 7, 2022

24 Of the Best Ideas for Birthday Gift for Him .Exactly how to Select the Perfect Birthday…
Gift Ideas For Boyfriend
Top 25 Cute Boyfriend Valentine Gift Ideas

by admin June 5, 2022

by admin June 5, 2022

Top 25 Cute Boyfriend Valentine Gift Ideas .If your individual’s looking for an outstanding, thoughtful existing quickly,…
Gift Ideas For Couples
20 Best Couples Shower Gift Ideas

by admin June 4, 2022

by admin June 4, 2022

20 Best Couples Shower Gift Ideas .Finding presents for pairs is a cinch when you have many…
Graduation Gift Ideas
25 Of the Best Ideas for High School Graduation Gift Ideas for son

by admin June 1, 2022

by admin June 1, 2022

25 Of the Best Ideas for High School Graduation Gift Ideas for son . Schedule about future…
Christmas Gift Ideas
The Best Ideas for Christmas Gift Ideas for Your Husband

by admin May 31, 2022

by admin May 31, 2022

The Best Ideas for Christmas Gift Ideas for Your Husband .Xmas is December 25th. The best Christmas…
Thank You Gift Ideas
21 Best Ideas Thanksgiving Gift Ideas for Clients

by admin May 29, 2022

by admin May 29, 2022

21 Best Ideas Thanksgiving Gift Ideas for Clients . If you’re trying to find a fantastic gift…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?