Category:

Best Gift Ideas

Anniversary Gift Ideas
The top 20 Ideas About 23rd Anniversary Gift Ideas

by admin January 3, 2023

by admin January 3, 2023

The top 20 Ideas About 23rd Anniversary Gift Ideas .You like your spouse and you dislike them…
Birthday Gift Inspirations
24 Best Ideas Birthday Gifts for 1 Year Old

by admin January 3, 2023

by admin January 3, 2023

24 Best Ideas Birthday Gifts for 1 Year Old .How to Choose the Perfect Birthday GiftYes, we…
Gift Ideas For Couples
20 Ideas for Couple Gift Ideas for Him

by admin December 29, 2022

by admin December 29, 2022

20 Ideas for Couple Gift Ideas for Him . The pair that’s constantly holding celebrations possibly does…
Thank You Gift Ideas
The Best Small Thank You Gift Ideas

by admin December 26, 2022

by admin December 26, 2022

The Best Small Thank You Gift Ideas . If you’re trying to find a great gift to…
Best Gift Ideas
The top 21 Ideas About Best Man and Groomsmen Gift Ideas

by admin December 23, 2022

by admin December 23, 2022

The top 21 Ideas About Best Man and Groomsmen Gift Ideas . Get a set of these…
Birthday Gift Inspirations
The Best 3 Year Old Birthday Girl Gift Ideas

by admin December 20, 2022

by admin December 20, 2022

The Best 3 Year Old Birthday Girl Gift Ideas . Sure, your birthday lady loves her share…
Mothers Day Gift Ideas
30 Ideas for Great Gift Ideas for Mothers

by admin December 17, 2022

by admin December 17, 2022

30 Ideas for Great Gift Ideas for Mothers .The last point any mommy desires is a fistful…
Christmas Gift Ideas
The top 20 Ideas About Christmas Gift Ideas for Hunters

by admin December 16, 2022

by admin December 16, 2022

The top 20 Ideas About Christmas Gift Ideas for Hunters .Find the excellent gift for everyone on…
Anniversary Gift Ideas
The 20 Best Ideas for 5th Wedding Anniversary Gift Ideas for Her

by admin December 15, 2022

by admin December 15, 2022

The 20 Best Ideas for 5th Wedding Anniversary Gift Ideas for Her .Please your beloved partner by…
Gift Ideas For Girls
The Best Tween Gift Ideas Girls

by admin December 15, 2022

by admin December 15, 2022

The Best Tween Gift Ideas Girls . Females love shocks, especially gifts. Thus, pamper your girl love…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?