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Best Gift Ideas

Birthday Gift Inspirations
Best 24 Gifts for Bestfriends Birthday

by admin November 16, 2022

by admin November 16, 2022

Best 24 Gifts for Bestfriends Birthday . Sure, you can select something cool off of the rack…
Birthday Gift Inspirations
24 Best Gift Ideas for Boyfriend Birthday

by admin November 16, 2022

by admin November 16, 2022

24 Best Gift Ideas for Boyfriend Birthday . Sure, you can pick something cool down off of…
Birthday Gift Inspirations
24 Best Ideas Birthday Gift Ideas for Men

by admin November 14, 2022

by admin November 14, 2022

24 Best Ideas Birthday Gift Ideas for Men . Sure, your birthday celebration girl loves her share…
Gift Ideas For Boyfriend
25 Of the Best Ideas for Boyfriend 16th Birthday Gift Ideas

by admin November 12, 2022

by admin November 12, 2022

25 Of the Best Ideas for Boyfriend 16th Birthday Gift Ideas .Maybe his last gift to you…
Gift Ideas For Boyfriend
25 Ideas for Gift Ideas for Boyfriends

by admin November 11, 2022

by admin November 11, 2022

25 Ideas for Gift Ideas for Boyfriends .Perhaps his last gift to you was a loser and…
Birthday Gift Inspirations
The 24 Best Ideas for Birthday Gift for 2 Year Old Girl

by admin November 9, 2022

by admin November 9, 2022

The 24 Best Ideas for Birthday Gift for 2 Year Old Girl .Just how to Choose the…
Baby Shower Gift Ideas
The top 30 Ideas About Babys First Christmas Gift Ideas

by admin November 7, 2022

by admin November 7, 2022

The top 30 Ideas About Babys First Christmas Gift Ideas .It s a creature, it s a…
Gift Ideas For Couples
Top 20 Unique Wedding Gift Ideas for Couples

by admin November 7, 2022

by admin November 7, 2022

Top 20 Unique Wedding Gift Ideas for Couples . The couple who’s always organizing events most likely…
Best Gift Ideas
Top 21 Diy Gift Ideas for Best Friend

by admin November 2, 2022

by admin November 2, 2022

Top 21 Diy Gift Ideas for Best Friend .To the essential coffee lover, java is not simply…
Birthday Gift Inspirations
24 Of the Best Ideas for 13th Birthday Gift Ideas

by admin October 31, 2022

by admin October 31, 2022

24 Of the Best Ideas for 13th Birthday Gift Ideas .Exactly how to Select the Perfect Birthday…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?