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Best Gift Ideas

Gift Ideas For Boyfriend
25 Best Funny Gift Ideas for Boyfriends

by admin July 16, 2022

by admin July 16, 2022

25 Best Funny Gift Ideas for Boyfriends .Maybe his last gift to you was a loser as…
Holiday Gift Ideas
22 Of the Best Ideas for Holiday Gift Ideas for Neighbors

by admin July 16, 2022

by admin July 16, 2022

22 Of the Best Ideas for Holiday Gift Ideas for Neighbors .Our yearly present guides aim to…
Baby Shower Gift Ideas
The top 30 Ideas About Harry Potter Baby Gift Ideas

by admin July 4, 2022

by admin July 4, 2022

The top 30 Ideas About Harry Potter Baby Gift Ideas .It s a creature, it s a…
Best Gift Ideas
21 Of the Best Ideas for Best Buy Gift Ideas

by admin July 3, 2022

by admin July 3, 2022

21 Of the Best Ideas for Best Buy Gift Ideas .To the perfect coffee fan, java is…
Valentines Day Gift Ideas
35 Best Gift Ideas Boyfriend Valentines

by admin June 30, 2022

by admin June 30, 2022

35 Best Gift Ideas Boyfriend Valentines .You’re not a standard man. That suggests when February 14 rolls…
Gift Ideas For Couples
20 Of the Best Ideas for Gift Ideas for Engaged Couples

by admin June 23, 2022

by admin June 23, 2022

20 Of the Best Ideas for Gift Ideas for Engaged Couples .Discovering presents for pairs is a…
Valentines Day Gift Ideas
The 35 Best Ideas for Cute Valentines Day Gift Ideas for Him

by admin June 20, 2022

by admin June 20, 2022

The 35 Best Ideas for Cute Valentines Day Gift Ideas for Him .Shop from these thoughtful and…
Birthday Gift Inspirations
The Best Birthday Return Gift Ideas

by admin June 15, 2022

by admin June 15, 2022

The Best Birthday Return Gift Ideas . Sure, your birthday lady likes her share of cake and…
Birthday Gift Inspirations
The top 24 Ideas About Benefit Birthday Gift

by admin June 13, 2022

by admin June 13, 2022

The top 24 Ideas About Benefit Birthday Gift . Certain, your birthday woman loves her share of…
Anniversary Gift Ideas
Top 20 Ruby Anniversary Gift Ideas

by admin June 13, 2022

by admin June 13, 2022

Top 20 Ruby Anniversary Gift Ideas .You like your partner as well as you despise them in…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?