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Best Gift Ideas

Graduation Gift Ideas
The 25 Best Ideas for Gift Ideas for High School Graduation Boy

by admin August 7, 2022

by admin August 7, 2022

The 25 Best Ideas for Gift Ideas for High School Graduation Boy .Precious jewelry is a wonderful…
Birthday Gift Inspirations
Best 24 Birthday Gifts for Best Friend

by admin August 5, 2022

by admin August 5, 2022

Best 24 Birthday Gifts for Best Friend .Exactly how to Choose the Perfect Birthday Celebration GiftYes, we…
Birthday Gift Inspirations
24 Ideas for Homemade Birthday Gifts for Dad

by admin July 30, 2022

by admin July 30, 2022

24 Ideas for Homemade Birthday Gifts for Dad .Exactly how to Choose the Perfect Birthday Celebration GiftYes,…
Mothers Day Gift Ideas
The Best Ideas for Mother's Day Gift Ideas for toddlers to Make

by admin July 29, 2022

by admin July 29, 2022

The Best Ideas for Mother&#039;s Day Gift Ideas for toddlers to Make .The last point any kind…
Christmas Gift Ideas
20 Ideas for Religious Christmas Gift Ideas

by admin July 29, 2022

by admin July 29, 2022

20 Ideas for Religious Christmas Gift Ideas . Whether you’re just beginning to go shopping for Xmas…
Birthday Gift Inspirations
The top 24 Ideas About Gift for Husband On Birthday

by admin July 27, 2022

by admin July 27, 2022

The top 24 Ideas About Gift for Husband On Birthday . Certain, you can select something cool…
Best Gift Ideas
The top 21 Ideas About Funny Gift Ideas for Best Friend

by admin July 27, 2022

by admin July 27, 2022

The top 21 Ideas About Funny Gift Ideas for Best Friend .To the quintessential coffee fan, java…
Holiday Gift Ideas
The top 22 Ideas About Office Holiday Gift Ideas Under 20

by admin July 24, 2022

by admin July 24, 2022

The top 22 Ideas About Office Holiday Gift Ideas Under 20 .Our yearly present overviews intend to…
Gift Ideas For Boyfriend
The Best Ideas for Dragon Ball Z Gift Ideas for Boyfriend

by admin July 20, 2022

by admin July 20, 2022

The Best Ideas for Dragon Ball Z Gift Ideas for Boyfriend . If you are the smart…
Best Gift Ideas
The 21 Best Ideas for Best Gift Ideas for Best Friend

by admin July 18, 2022

by admin July 18, 2022

The 21 Best Ideas for Best Gift Ideas for Best Friend .Roasts are constantly varied, ranging from…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?