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Best Gift Ideas

Christmas Gift Ideas
20 Best Kindergarten Teacher Christmas Gift Ideas

by admin May 1, 2023

by admin May 1, 2023

20 Best Kindergarten Teacher Christmas Gift Ideas . For a DIY Xmas gift your friends and family…
Gift Basket Ideas
The top 22 Ideas About Spa Basket Gift Ideas

by admin April 22, 2023

by admin April 22, 2023

The top 22 Ideas About Spa Basket Gift Ideas .Certainly, you can load a gift basket with…
Wedding Gift Ideas
The 20 Best Ideas for Wedding Gift Ideas for son and Daughter In Law

by admin April 17, 2023

by admin April 17, 2023

The 20 Best Ideas for Wedding Gift Ideas for son and Daughter In Law . And after…
Thank You Gift Ideas
Best 21 Thank You Gift Ideas for Family

by admin April 15, 2023

by admin April 15, 2023

Best 21 Thank You Gift Ideas for Family .When an unique someone goes above as well as…
Birthday Gift Inspirations
24 Of the Best Ideas for Birthday Gifts for A Teenage Girl

by admin April 12, 2023

by admin April 12, 2023

24 Of the Best Ideas for Birthday Gifts for A Teenage Girl . Sure, your birthday girl…
Fathers Day Gift Ideas
The Best Father's Day Gift Ideas Beer

by admin April 11, 2023

by admin April 11, 2023

The Best Father&#039;s Day Gift Ideas Beer .Papa states he is carefree and desires for nothing, however…
Birthday Gift Inspirations
The 24 Best Ideas for Birthday Gifts for 21 Year Old

by admin April 9, 2023

by admin April 9, 2023

The 24 Best Ideas for Birthday Gifts for 21 Year Old .Exactly how to Select the Perfect…
Baby Shower Gift Ideas
30 Best Gift Ideas for Babysitter Daycare Provider

by admin April 8, 2023

by admin April 8, 2023

30 Best Gift Ideas for Babysitter Daycare Provider .It s a creature, it s a bath glove,…
Graduation Gift Ideas
25 Ideas for Graduation Gift Ideas for Friends

by admin April 6, 2023

by admin April 6, 2023

25 Ideas for Graduation Gift Ideas for Friends . Whether grads are going to university, heading into…
Fathers Day Gift Ideas
22 Best Ideas Father Day Gift Ideas for New Dads

by admin April 4, 2023

by admin April 4, 2023

22 Best Ideas Father Day Gift Ideas for New Dads . If your daddy is all about…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?