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Best Gift Ideas

Fathers Day Gift Ideas
Top 22 Gift Ideas for New Fathers

by admin May 26, 2023

by admin May 26, 2023

Top 22 Gift Ideas for New Fathers . If your daddy is everything about creating the excellent…
Anniversary Gift Ideas
20 Of the Best Ideas for 25th Anniversary Gift Ideas for Wife

by admin May 25, 2023

by admin May 25, 2023

20 Of the Best Ideas for 25th Anniversary Gift Ideas for Wife .Please your precious spouse by…
Best Gift Ideas
The Best Best Boss Gift Ideas

by admin May 13, 2023

by admin May 13, 2023

The Best Best Boss Gift Ideas . Get a pair of these truly cool unisex gloves. They…
Birthday Gift Inspirations
The Best Diy Birthday Gift Ideas

by admin May 12, 2023

by admin May 12, 2023

The Best Diy Birthday Gift Ideas .Exactly how to Select the Perfect Birthday GiftYes, we understand. You…
Best Gift Ideas
The Best Ideas for Great Gift Ideas for Best Friends

by admin May 11, 2023

by admin May 11, 2023

The Best Ideas for Great Gift Ideas for Best Friends .To the perfect coffee fan, java is…
Thank You Gift Ideas
The Best Ideas for Thank You Gift Ideas for Professors

by admin May 10, 2023

by admin May 10, 2023

The Best Ideas for Thank You Gift Ideas for Professors . If you’re searching for a wonderful…
Mothers Day Gift Ideas
The Best Church Mother's Day Gift Ideas

by admin May 6, 2023

by admin May 6, 2023

The Best Church Mother&#039;s Day Gift Ideas .The last thing any kind of mommy desires is a…
Mothers Day Gift Ideas
The Best Ideas for Gift Ideas for Expecting Mother

by admin May 4, 2023

by admin May 4, 2023

The Best Ideas for Gift Ideas for Expecting Mother .The last thing any kind of mommy wants…
Thank You Gift Ideas
21 Best Bridal Shower Thank You Gift Ideas

by admin May 4, 2023

by admin May 4, 2023

21 Best Bridal Shower Thank You Gift Ideas . If you’re looking for an excellent gift to…
Gift Ideas For Girls
24 Best Ideas Gift Ideas for 13 Year Old Girls

by admin May 2, 2023

by admin May 2, 2023

24 Best Ideas Gift Ideas for 13 Year Old Girls . Ladies like surprises, especially gifts. Thus,…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?