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Best Gift Ideas

Gift Ideas For Boys
The Best Ideas for Homemade Gift Ideas for Boys

by admin October 7, 2022

by admin October 7, 2022

The Best Ideas for Homemade Gift Ideas for Boys .Amazing a male on a Birthday can truly…
Gift Basket Ideas
22 Of the Best Ideas for Holiday Gift Baskets Ideas

by admin October 5, 2022

by admin October 5, 2022

22 Of the Best Ideas for Holiday Gift Baskets Ideas .Certainly, you can load a gift basket…
Gift Ideas For Couples
The top 20 Ideas About Couple's First Christmas Gift Ideas

by admin October 3, 2022

by admin October 3, 2022

The top 20 Ideas About Couple&#039;s First Christmas Gift Ideas .Finding presents for couples is a cinch…
Birthday Gift Inspirations
The 24 Best Ideas for Birthday Gifts for One Year Old Boy

by admin October 1, 2022

by admin October 1, 2022

The 24 Best Ideas for Birthday Gifts for One Year Old Boy . Certain, you can choose…
Christmas Gift Ideas
20 Best Ideas Christmas Gift Ideas On Pinterest

by admin September 30, 2022

by admin September 30, 2022

20 Best Ideas Christmas Gift Ideas On Pinterest .The excellent Christmas gift is something you know they…
Anniversary Gift Ideas
The Best Ideas for 2nd Wedding Anniversary Gift Ideas

by admin September 14, 2022

by admin September 14, 2022

The Best Ideas for 2nd Wedding Anniversary Gift Ideas .Please your beloved spouse by gifting a lovely…
Gift Ideas For Boyfriend
The Best Going Away Gift Ideas for Boyfriend

by admin September 11, 2022

by admin September 11, 2022

The Best Going Away Gift Ideas for Boyfriend . If you are the crafty or DIY type,…
Graduation Gift Ideas
The Best Personalized Graduation Gift Ideas

by admin September 10, 2022

by admin September 10, 2022

The Best Personalized Graduation Gift Ideas . Reserve about future field of study or careerDevotionalSelf-help bookFill a…
Thank You Gift Ideas
The Best Ideas for Big Thank You Gift Ideas

by admin September 4, 2022

by admin September 4, 2022

The Best Ideas for Big Thank You Gift Ideas . If you’re looking for a great gift…
Gift Ideas For Girls
24 Of the Best Ideas for Girls Night Out Gift Ideas

by admin September 3, 2022

by admin September 3, 2022

24 Of the Best Ideas for Girls Night Out Gift Ideas . Ladies enjoy surprises, specifically gifts.…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?