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Best Gift Ideas

Birthday Gift Inspirations
The Best 3 Year Old Birthday Girl Gift Ideas

by admin December 20, 2022

by admin December 20, 2022

The Best 3 Year Old Birthday Girl Gift Ideas . Sure, your birthday lady loves her share…
Mothers Day Gift Ideas
30 Ideas for Great Gift Ideas for Mothers

by admin December 17, 2022

by admin December 17, 2022

30 Ideas for Great Gift Ideas for Mothers .The last point any mommy desires is a fistful…
Christmas Gift Ideas
The top 20 Ideas About Christmas Gift Ideas for Hunters

by admin December 16, 2022

by admin December 16, 2022

The top 20 Ideas About Christmas Gift Ideas for Hunters .Find the excellent gift for everyone on…
Anniversary Gift Ideas
The 20 Best Ideas for 5th Wedding Anniversary Gift Ideas for Her

by admin December 15, 2022

by admin December 15, 2022

The 20 Best Ideas for 5th Wedding Anniversary Gift Ideas for Her .Please your beloved partner by…
Gift Ideas For Girls
The Best Tween Gift Ideas Girls

by admin December 15, 2022

by admin December 15, 2022

The Best Tween Gift Ideas Girls . Females love shocks, especially gifts. Thus, pamper your girl love…
Wedding Gift Ideas
20 Of the Best Ideas for Cricut Wedding Gift Ideas

by admin December 13, 2022

by admin December 13, 2022

20 Of the Best Ideas for Cricut Wedding Gift Ideas .A collection of travel luggage is an…
Birthday Gift Inspirations
The 24 Best Ideas for Best Birthday Gift for Boyfriend

by admin December 5, 2022

by admin December 5, 2022

The 24 Best Ideas for Best Birthday Gift for Boyfriend .How to Choose the Perfect Birthday GiftYes,…
Gift Ideas For Couples
20 Best Couples Wedding Shower Gift Ideas

by admin November 29, 2022

by admin November 29, 2022

20 Best Couples Wedding Shower Gift Ideas .Discovering presents for couples is a cinch when you have…
Wedding Gift Ideas
The Best Wedding Gift Ideas From Parents to Bride and Groom

by admin November 28, 2022

by admin November 28, 2022

The Best Wedding Gift Ideas From Parents to Bride and Groom . And afterwards of course, there…
Valentines Day Gift Ideas
35 Of the Best Ideas for Gift Ideas for Her On Valentine's Day

by admin November 23, 2022

by admin November 23, 2022

35 Of the Best Ideas for Gift Ideas for Her On Valentine&#039;s Day .Shop from these thoughtful…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?