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Best Gift Ideas

Graduation Gift Ideas
25 Best Graduation Gift Ideas for Doctorate Degree

by admin August 2, 2023

by admin August 2, 2023

25 Best Graduation Gift Ideas for Doctorate Degree . Whether graduates are mosting likely to university, heading…
Graduation Gift Ideas
25 Ideas for Unique High School Graduation Gift Ideas

by admin August 1, 2023

by admin August 1, 2023

25 Ideas for Unique High School Graduation Gift Ideas .Fashion jewelry is a wonderful choice as a…
Gift Basket Ideas
22 Best Ideas Italian themed Gift Basket Ideas

by admin July 27, 2023

by admin July 27, 2023

22 Best Ideas Italian themed Gift Basket Ideas .Certainly, you can fill up a gift basket with…
Gift Ideas For Boys
The Best Gift Ideas for Boys Age 11

by admin July 25, 2023

by admin July 25, 2023

The Best Gift Ideas for Boys Age 11 . Is there a 14 year old kid on…
Holiday Gift Ideas
The Best Ideas for Holiday Gift Ideas for Mom

by admin July 24, 2023

by admin July 24, 2023

The Best Ideas for Holiday Gift Ideas for Mom .Our annual gift overviews intend to make vacation…
Anniversary Gift Ideas
20 Best 8 Year Anniversary Gift Ideas for Her

by admin July 22, 2023

by admin July 22, 2023

20 Best 8 Year Anniversary Gift Ideas for Her .You enjoy your partner as well as you…
Mothers Day Gift Ideas
30 Best Mother's Day Gift Ideas to Make at Home

by admin July 19, 2023

by admin July 19, 2023

30 Best Mother&#039;s Day Gift Ideas to Make at Home .The last thing any kind of mommy…
Thank You Gift Ideas
The top 21 Ideas About Thank You Gift Ideas for Women

by admin July 18, 2023

by admin July 18, 2023

The top 21 Ideas About Thank You Gift Ideas for Women . Thank you for being the…
Birthday Gift Inspirations
Best 24 Good First Birthday Gifts

by admin July 18, 2023

by admin July 18, 2023

Best 24 Good First Birthday Gifts .How to Select the Perfect Birthday Celebration GiftYes, we know. You…
Graduation Gift Ideas
25 Ideas for Graduation Party Gift Ideas

by admin July 4, 2023

by admin July 4, 2023

25 Ideas for Graduation Party Gift Ideas .Fashion jewelry is a pleasant option as a college graduation…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?