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Best Gift Ideas

Valentines Day Gift Ideas
The top 35 Ideas About Boy Gift Ideas for Valentines

by admin January 23, 2023

by admin January 23, 2023

The top 35 Ideas About Boy Gift Ideas for Valentines .Shop from these thoughtful as well as…
Holiday Gift Ideas
Best 22 Company Holiday Gift Ideas

by admin January 22, 2023

by admin January 22, 2023

Best 22 Company Holiday Gift Ideas .Our annual gift overviews intend to make vacation shopping personal, thoughtful,…
Graduation Gift Ideas
Top 25 Men's Graduation Gift Ideas

by admin January 21, 2023

by admin January 21, 2023

Top 25 Men&#039;s Graduation Gift Ideas .Whether your high school grad is heading off to college, joining…
Valentines Day Gift Ideas
Top 35 Valentines Day Photo Gift Ideas

by admin January 20, 2023

by admin January 20, 2023

Top 35 Valentines Day Photo Gift Ideas .You’re not a fundamental man. That indicates when February 14…
Gift Ideas For Boys
23 Best Ideas Boys Communion Gift Ideas

by admin January 17, 2023

by admin January 17, 2023

23 Best Ideas Boys Communion Gift Ideas . This gift is both technology and tactile. And also,…
Birthday Gift Inspirations
The 24 Best Ideas for Birthday Gift for Teenage Girl

by admin January 16, 2023

by admin January 16, 2023

The 24 Best Ideas for Birthday Gift for Teenage Girl . Sure, your birthday celebration girl enjoys…
Birthday Gift Inspirations
Top 24 Birthday Gifts for 9 Year Old Girl

by admin January 14, 2023

by admin January 14, 2023

Top 24 Birthday Gifts for 9 Year Old Girl .How to Select the Perfect Birthday Celebration GiftYes,…
Gift Ideas For Boyfriend
The Best Mason Jar Gift Ideas for Boyfriend

by admin January 13, 2023

by admin January 13, 2023

The Best Mason Jar Gift Ideas for Boyfriend .Maybe his last gift to you was a loser…
Anniversary Gift Ideas
The top 20 Ideas About 23rd Anniversary Gift Ideas

by admin January 3, 2023

by admin January 3, 2023

The top 20 Ideas About 23rd Anniversary Gift Ideas .You like your spouse and you dislike them…
Birthday Gift Inspirations
24 Best Ideas Birthday Gifts for 1 Year Old

by admin January 3, 2023

by admin January 3, 2023

24 Best Ideas Birthday Gifts for 1 Year Old .How to Choose the Perfect Birthday GiftYes, we…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?