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Best Gift Ideas

Valentines Day Gift Ideas
35 Of the Best Ideas for Best Gift Ideas for Valentine Day

by admin August 26, 2018

by admin August 26, 2018

35 Of the Best Ideas for Best Gift Ideas for Valentine Day .Store from these thoughtful as…
Christmas Gift Ideas
The 20 Best Ideas for Christmas Gift Ideas for Father In Laws

by admin August 26, 2018

by admin August 26, 2018

The 20 Best Ideas for Christmas Gift Ideas for Father In Laws . For a Do It…
Gift Ideas For Boyfriend
25 Of the Best Ideas for Gift Ideas for Boyfriends Sister

by admin August 23, 2018

by admin August 23, 2018

25 Of the Best Ideas for Gift Ideas for Boyfriends Sister . Has your darling been extra…
Mothers Day Gift Ideas
Top 30 Mothers Day Gift Ideas From toddlers

by admin August 21, 2018

by admin August 21, 2018

Top 30 Mothers Day Gift Ideas From toddlers .The last point any mom wants is a fistful…
Holiday Gift Ideas
Top 22 Holiday Food Gift Ideas

by admin August 21, 2018

by admin August 21, 2018

Top 22 Holiday Food Gift Ideas .Our annual present guides intend to make vacation purchasing personal, thoughtful,…
Best Gift Ideas
The 21 Best Ideas for Gift Ideas for Best Friend

by admin August 20, 2018

by admin August 20, 2018

The 21 Best Ideas for Gift Ideas for Best Friend .To the quintessential coffee enthusiast, java is…
Gift Ideas For Couples
20 Best Ideas Gift Ideas for A Couple

by admin August 18, 2018

by admin August 18, 2018

20 Best Ideas Gift Ideas for A Couple . The pair who’s constantly organizing celebrations most likely…
Anniversary Gift Ideas
20 Best Ideas Creative Anniversary Gift Ideas for Him

by admin August 18, 2018

by admin August 18, 2018

20 Best Ideas Creative Anniversary Gift Ideas for Him .Please your cherished spouse by gifting a lovely…
Christmas Gift Ideas
The top 20 Ideas About Crochet Christmas Gift Ideas

by admin August 17, 2018

by admin August 17, 2018

The top 20 Ideas About Crochet Christmas Gift Ideas .Find the ideal gift for everyone on your…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?