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Best Gift Ideas

Gift Basket Ideas
22 Of the Best Ideas for Basketball Gift Bag Ideas

by admin June 12, 2018

by admin June 12, 2018

22 Of the Best Ideas for Basketball Gift Bag Ideas . Hey Jill: when we do gift…
Baby Shower Gift Ideas
30 Ideas for Baby Shower Return Gift Ideas for Guests

by admin June 10, 2018

by admin June 10, 2018

30 Ideas for Baby Shower Return Gift Ideas for Guests .It s a puppet, it s a…
Gift Ideas For Couples
20 Best Anniversary Gift Ideas for Couple

by admin June 10, 2018

by admin June 10, 2018

20 Best Anniversary Gift Ideas for Couple . The couple who’s always organizing events possibly doesn’t require…
Gift Ideas For Girls
The Best Ideas for Gift Ideas for 20 Year Old Girls

by admin June 9, 2018

by admin June 9, 2018

The Best Ideas for Gift Ideas for 20 Year Old Girls . Women like surprises, specifically gifts.…
Birthday Gift Inspirations
The top 24 Ideas About Birthday Gifts for Boyfriend

by admin June 8, 2018

by admin June 8, 2018

The top 24 Ideas About Birthday Gifts for Boyfriend . Certain, you can select something cool off…
Anniversary Gift Ideas
The Best Ideas for 1st Anniversary Gift Ideas

by admin June 7, 2018

by admin June 7, 2018

The Best Ideas for 1st Anniversary Gift Ideas .Please your precious spouse by gifting a beautiful individualized…
Graduation Gift Ideas
Top 25 Great College Graduation Gift Ideas

by admin June 5, 2018

by admin June 5, 2018

Top 25 Great College Graduation Gift Ideas .Fashion jewelry is a wonderful selection as a college graduation…
Christmas Gift Ideas
Best 20 Good Dad Christmas Gift Ideas

by admin June 5, 2018

by admin June 5, 2018

Best 20 Good Dad Christmas Gift Ideas . Whether you’re just beginning to shop for Xmas offers…
Best Gift Ideas
21 Best Ideas Best Friend Picture Gift Ideas

by admin June 4, 2018

by admin June 4, 2018

21 Best Ideas Best Friend Picture Gift Ideas . Get a pair of these truly amazing unisex…
Christmas Gift Ideas
20 Best Ideas Christmas Gift Ideas for Woodworkers

by admin June 4, 2018

by admin June 4, 2018

20 Best Ideas Christmas Gift Ideas for Woodworkers .Locate the perfect gift for every person on your…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?