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Best Gift Ideas

Birthday Gift Inspirations
The Best 80th Birthday Gift Ideas for Mom

by admin July 4, 2018

by admin July 4, 2018

The Best 80th Birthday Gift Ideas for Mom . Certain, your birthday woman enjoys her share of…
Gift Ideas For Girls
The top 24 Ideas About Good Gift Ideas for Girls

by admin July 2, 2018

by admin July 2, 2018

The top 24 Ideas About Good Gift Ideas for Girls .Teenager ladies are quite hard to purchase,…
Christmas Gift Ideas
The Best Couples Gift Ideas Christmas

by admin July 1, 2018

by admin July 1, 2018

The Best Couples Gift Ideas Christmas .Locate the excellent gift for everybody on your list, no matter…
Fathers Day Gift Ideas
Top 22 Great Gift Ideas for Fathers

by admin July 1, 2018

by admin July 1, 2018

Top 22 Great Gift Ideas for Fathers .Daddy claims he is easy-going and desires for absolutely nothing,…
Gift Ideas For Couples
The 20 Best Ideas for Wedding Gift Ideas for Outdoorsy Couple

by admin June 30, 2018

by admin June 30, 2018

The 20 Best Ideas for Wedding Gift Ideas for Outdoorsy Couple . The pair who’s always organizing…
Gift Ideas For Boys
The Best Ideas for Gift Ideas for 2 Year Old Boys

by admin June 29, 2018

by admin June 29, 2018

The Best Ideas for Gift Ideas for 2 Year Old Boys . This gift is component toy,…
Best Gift Ideas
The top 21 Ideas About Best Gift Wrapping Ideas

by admin June 28, 2018

by admin June 28, 2018

The top 21 Ideas About Best Gift Wrapping Ideas .Roasts are constantly differed, ranging from the commonly…
Birthday Gift Inspirations
The Best Ideas for Creative Girlfriend Birthday Gift Ideas

by admin June 28, 2018

by admin June 28, 2018

The Best Ideas for Creative Girlfriend Birthday Gift Ideas .Exactly how to Select the Perfect Birthday GiftYes,…
Gift Basket Ideas
The Best Ideas for Making A Coffee Gift Basket

by admin June 28, 2018

by admin June 28, 2018

The Best Ideas for Making A Coffee Gift Basket .Certainly, you can fill a gift basket with…
Valentines Day Gift Ideas
Best 35 Valentines Day Gift Ideas Guys

by admin June 27, 2018

by admin June 27, 2018

Best 35 Valentines Day Gift Ideas Guys .Store from these thoughtful and budget friendly picks, as well…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?