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Best Gift Ideas

Graduation Gift Ideas
The top 25 Ideas About Graduation Jewelry Gift Ideas for Her

by admin July 8, 2018

by admin July 8, 2018

The top 25 Ideas About Graduation Jewelry Gift Ideas for Her .Jewelry is a sweet choice as…
Baby Shower Gift Ideas
30 Of the Best Ideas for Baby Shower Raffle Gift Ideas

by admin July 6, 2018

by admin July 6, 2018

30 Of the Best Ideas for Baby Shower Raffle Gift Ideas .It s a puppet, it s…
Gift Ideas For Boys
The Best Ideas for Boys Gift Ideas Age 10

by admin July 6, 2018

by admin July 6, 2018

The Best Ideas for Boys Gift Ideas Age 10 . This gift is both technology as well…
Best Gift Ideas
21 Best Cute Gift Ideas for Best Friend

by admin July 6, 2018

by admin July 6, 2018

21 Best Cute Gift Ideas for Best Friend . Get a pair of these truly trendy unisex…
Graduation Gift Ideas
The Best Ideas for Gift Ideas for College Graduation

by admin July 6, 2018

by admin July 6, 2018

The Best Ideas for Gift Ideas for College Graduation . It’s the excellent gift they can pop…
Birthday Gift Inspirations
24 Ideas for Best 30th Birthday Gifts

by admin July 6, 2018

by admin July 6, 2018

24 Ideas for Best 30th Birthday Gifts .Just how to Select the Perfect Birthday GiftYes, we understand.…
Birthday Gift Inspirations
The 24 Best Ideas for 30th Birthday Gift Ideas for Her

by admin July 5, 2018

by admin July 5, 2018

The 24 Best Ideas for 30th Birthday Gift Ideas for Her .Exactly how to Pick the Perfect…
Birthday Gift Inspirations
24 Of the Best Ideas for Sephora Birthday Gift

by admin July 4, 2018

by admin July 4, 2018

24 Of the Best Ideas for Sephora Birthday Gift .Exactly how to Select the Perfect Birthday Celebration…
Gift Ideas For Boyfriend
25 Of the Best Ideas for Gift Ideas for 18 Year Old Boyfriend

by admin July 4, 2018

by admin July 4, 2018

25 Of the Best Ideas for Gift Ideas for 18 Year Old Boyfriend .Perhaps his last gift…
Birthday Gift Inspirations
The Best 80th Birthday Gift Ideas for Mom

by admin July 4, 2018

by admin July 4, 2018

The Best 80th Birthday Gift Ideas for Mom . Certain, your birthday woman enjoys her share of…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?