Category:

Best Gift Ideas

Mothers Day Gift Ideas
30 Best Ideas Great Mothers Day Gift Ideas

by admin July 12, 2018

by admin July 12, 2018

30 Best Ideas Great Mothers Day Gift Ideas .The last thing any mama desires is a fistful…
Graduation Gift Ideas
The Best Ideas for 8th Grade Graduation Gift Ideas for son

by admin July 11, 2018

by admin July 11, 2018

The Best Ideas for 8th Grade Graduation Gift Ideas for son .Whether your secondary school graduate is…
Gift Ideas For Boys
23 Best Gift Ideas for Twin Boys

by admin July 11, 2018

by admin July 11, 2018

23 Best Gift Ideas for Twin Boys . This gift is part toy, component scientific research lesson.…
Gift Ideas For Couples
20 Ideas for Christmas Gift Ideas for Engaged Couples

by admin July 11, 2018

by admin July 11, 2018

20 Ideas for Christmas Gift Ideas for Engaged Couples .Locating presents for couples is a cinch when…
Best Gift Ideas
The top 21 Ideas About Best Gag Gift Ideas

by admin July 10, 2018

by admin July 10, 2018

The top 21 Ideas About Best Gag Gift Ideas . Get a set of these truly great…
Gift Ideas For Girls
The Best Ideas for Fun Gift Ideas for Girls

by admin July 9, 2018

by admin July 9, 2018

The Best Ideas for Fun Gift Ideas for Girls . When you speak about giving all your…
Thank You Gift Ideas
21 Of the Best Ideas for Thanks Gift Ideas

by admin July 8, 2018

by admin July 8, 2018

21 Of the Best Ideas for Thanks Gift Ideas .When a special someone exceeds and beyond to…
Graduation Gift Ideas
The top 25 Ideas About Graduation Jewelry Gift Ideas for Her

by admin July 8, 2018

by admin July 8, 2018

The top 25 Ideas About Graduation Jewelry Gift Ideas for Her .Jewelry is a sweet choice as…
Baby Shower Gift Ideas
30 Of the Best Ideas for Baby Shower Raffle Gift Ideas

by admin July 6, 2018

by admin July 6, 2018

30 Of the Best Ideas for Baby Shower Raffle Gift Ideas .It s a puppet, it s…
Gift Ideas For Boys
The Best Ideas for Boys Gift Ideas Age 10

by admin July 6, 2018

by admin July 6, 2018

The Best Ideas for Boys Gift Ideas Age 10 . This gift is both technology as well…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?