Category:

Best Gift Ideas

Birthday Gift Inspirations
The Best Birthday Gift Ideas for Dad From Daughter

by admin August 31, 2018

by admin August 31, 2018

The Best Birthday Gift Ideas for Dad From Daughter . Certain, you can pick something cool down…
Fathers Day Gift Ideas
The 22 Best Ideas for Father's Day Gift Ideas for Church

by admin August 29, 2018

by admin August 29, 2018

The 22 Best Ideas for Father&#039;s Day Gift Ideas for Church .Papa claims he is carefree as…
Birthday Gift Inspirations
24 Best Homemade Birthday Gifts for Boyfriend

by admin August 29, 2018

by admin August 29, 2018

24 Best Homemade Birthday Gifts for Boyfriend . Certain, your birthday celebration woman loves her share of…
Mothers Day Gift Ideas
30 Best Wedding Gift Ideas for Mother Of the Bride

by admin August 29, 2018

by admin August 29, 2018

30 Best Wedding Gift Ideas for Mother Of the Bride .The last point any mom wants is…
Gift Ideas For Boys
23 Best Gift Ideas for Little Boys

by admin August 28, 2018

by admin August 28, 2018

23 Best Gift Ideas for Little Boys . This gift is part plaything, component scientific research lesson.…
Gift Ideas For Couples
The Best Gift Ideas for Newly Married Couple

by admin August 27, 2018

by admin August 27, 2018

The Best Gift Ideas for Newly Married Couple .Discovering presents for pairs is a cinch when you…
Valentines Day Gift Ideas
35 Of the Best Ideas for Best Gift Ideas for Valentine Day

by admin August 26, 2018

by admin August 26, 2018

35 Of the Best Ideas for Best Gift Ideas for Valentine Day .Store from these thoughtful as…
Christmas Gift Ideas
The 20 Best Ideas for Christmas Gift Ideas for Father In Laws

by admin August 26, 2018

by admin August 26, 2018

The 20 Best Ideas for Christmas Gift Ideas for Father In Laws . For a Do It…
Gift Ideas For Boyfriend
25 Of the Best Ideas for Gift Ideas for Boyfriends Sister

by admin August 23, 2018

by admin August 23, 2018

25 Of the Best Ideas for Gift Ideas for Boyfriends Sister . Has your darling been extra…
Mothers Day Gift Ideas
Top 30 Mothers Day Gift Ideas From toddlers

by admin August 21, 2018

by admin August 21, 2018

Top 30 Mothers Day Gift Ideas From toddlers .The last point any mom wants is a fistful…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?