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Best Gift Ideas

Gift Ideas For Boys
Top 23 Baptism Gift Ideas for Boys

by admin July 26, 2018

by admin July 26, 2018

Top 23 Baptism Gift Ideas for Boys . This gift is both technology and responsive. Plus, it…
Mothers Day Gift Ideas
The Best New Mom Mother Day Gift Ideas

by admin July 25, 2018

by admin July 25, 2018

The Best New Mom Mother Day Gift Ideas .The last point any mama wants is a fistful…
Holiday Gift Ideas
22 Ideas for Diy Holiday Gift Ideas

by admin July 25, 2018

by admin July 25, 2018

22 Ideas for Diy Holiday Gift Ideas .Our annual gift overviews intend to make holiday shopping personal,…
Fathers Day Gift Ideas
The 22 Best Ideas for Father Gift Ideas

by admin July 25, 2018

by admin July 25, 2018

The 22 Best Ideas for Father Gift Ideas .Father states he is carefree and desires for absolutely…
Wedding Gift Ideas
20 Best Ideas Wedding Favor Gift Ideas

by admin July 24, 2018

by admin July 24, 2018

20 Best Ideas Wedding Favor Gift Ideas . And after that of training course, there are simply…
Holiday Gift Ideas
22 Ideas for Holiday Gift Ideas for the Wife

by admin July 24, 2018

by admin July 24, 2018

22 Ideas for Holiday Gift Ideas for the Wife .Our annual gift guides aim to make vacation…
Valentines Day Gift Ideas
Top 35 Valentine Gift Ideas for Male Teachers

by admin July 23, 2018

by admin July 23, 2018

Top 35 Valentine Gift Ideas for Male Teachers .You’re not a basic individual. That indicates when February…
Birthday Gift Inspirations
Best 24 3 Year Old Birthday Gift Ideas

by admin July 22, 2018

by admin July 22, 2018

Best 24 3 Year Old Birthday Gift Ideas . Sure, you can choose something cool off of…
Anniversary Gift Ideas
The 20 Best Ideas for Golden Wedding Anniversary Gift Ideas for Parents

by admin July 22, 2018

by admin July 22, 2018

The 20 Best Ideas for Golden Wedding Anniversary Gift Ideas for Parents .Please your cherished partner by…
Gift Ideas For Girls
24 Best Cool Gift Ideas for Teen Girls

by admin July 21, 2018

by admin July 21, 2018

24 Best Cool Gift Ideas for Teen Girls . Females love surprises, particularly gifts. Therefore, spoil your…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?