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Best Gift Ideas

Wedding Gift Ideas
Top 20 Gift Ideas for Bride On Wedding Day From Groom

by admin September 4, 2018

by admin September 4, 2018

Top 20 Gift Ideas for Bride On Wedding Day From Groom . And then of course, there…
Birthday Gift Inspirations
The top 24 Ideas About Birthday Gift Ideas for 1 Year Old Boy

by admin September 3, 2018

by admin September 3, 2018

The top 24 Ideas About Birthday Gift Ideas for 1 Year Old Boy .Exactly how to Pick…
Graduation Gift Ideas
25 Of the Best Ideas for High School Graduation Gift Ideas for Sister

by admin September 2, 2018

by admin September 2, 2018

25 Of the Best Ideas for High School Graduation Gift Ideas for Sister .Whether your secondary school…
Mothers Day Gift Ideas
The Best New Mother's Day Gift Ideas

by admin September 2, 2018

by admin September 2, 2018

The Best New Mother&#039;s Day Gift Ideas .The last thing any type of mama wants is a…
Gift Ideas For Boys
23 Best Christmas Gift Ideas for Teenage Boys

by admin September 2, 2018

by admin September 2, 2018

23 Best Christmas Gift Ideas for Teenage Boys . If you ve ever shopped for a gift…
Birthday Gift Inspirations
The Best Birthday Gift Ideas for Dad From Daughter

by admin August 31, 2018

by admin August 31, 2018

The Best Birthday Gift Ideas for Dad From Daughter . Certain, you can pick something cool down…
Fathers Day Gift Ideas
The 22 Best Ideas for Father's Day Gift Ideas for Church

by admin August 29, 2018

by admin August 29, 2018

The 22 Best Ideas for Father&#039;s Day Gift Ideas for Church .Papa claims he is carefree as…
Birthday Gift Inspirations
24 Best Homemade Birthday Gifts for Boyfriend

by admin August 29, 2018

by admin August 29, 2018

24 Best Homemade Birthday Gifts for Boyfriend . Certain, your birthday celebration woman loves her share of…
Mothers Day Gift Ideas
30 Best Wedding Gift Ideas for Mother Of the Bride

by admin August 29, 2018

by admin August 29, 2018

30 Best Wedding Gift Ideas for Mother Of the Bride .The last point any mom wants is…
Gift Ideas For Boys
23 Best Gift Ideas for Little Boys

by admin August 28, 2018

by admin August 28, 2018

23 Best Gift Ideas for Little Boys . This gift is part plaything, component scientific research lesson.…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?