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Best Gift Ideas

Valentines Day Gift Ideas
Best 35 Valentine Homemade Gift Ideas

by admin February 5, 2019

by admin February 5, 2019

Best 35 Valentine Homemade Gift Ideas .You’re not a fundamental individual. That suggests when February 14 rolls…
Valentines Day Gift Ideas
35 Best Ideas Latest Valentine Gift Ideas

by admin February 3, 2019

by admin February 3, 2019

35 Best Ideas Latest Valentine Gift Ideas .You’re not a fundamental person. That implies when February 14…
Wedding Gift Ideas
20 Best Gift Ideas for A Wedding

by admin February 2, 2019

by admin February 2, 2019

20 Best Gift Ideas for A Wedding . And after that obviously, there are just the Enjoyable…
Anniversary Gift Ideas
Best 20 29th Wedding Anniversary Gift Ideas

by admin February 1, 2019

by admin February 1, 2019

Best 20 29th Wedding Anniversary Gift Ideas .Please your cherished partner by gifting a lovely individualized cake…
Gift Basket Ideas
Best 22 Hair Stylist Gift Basket Ideas

by admin January 31, 2019

by admin January 31, 2019

Best 22 Hair Stylist Gift Basket Ideas .Of course, you can load a gift basket with anything…
Gift Ideas For Boyfriend
The top 25 Ideas About Good Gift Ideas for Boyfriend

by admin January 29, 2019

by admin January 29, 2019

The top 25 Ideas About Good Gift Ideas for Boyfriend . Has your darling been additional wonderful…
Gift Ideas For Boys
23 Ideas for Gift Ideas for Boys Age 5

by admin January 25, 2019

by admin January 25, 2019

23 Ideas for Gift Ideas for Boys Age 5 .Stunning a man on a Birthday celebration can…
Anniversary Gift Ideas
20 Best 6 Years Anniversary Gift Ideas

by admin January 23, 2019

by admin January 23, 2019

20 Best 6 Years Anniversary Gift Ideas .Please your precious partner by gifting a gorgeous personalized cake…
Gift Ideas For Girls
Best 24 Teen Girls Gift Ideas

by admin January 16, 2019

by admin January 16, 2019

Best 24 Teen Girls Gift Ideas . When you speak about offering all your favorite girls one-of-a-kind…
Gift Ideas For Couples
Best 20 Gift Certificate Ideas for Couples

by admin January 12, 2019

by admin January 12, 2019

Best 20 Gift Certificate Ideas for Couples . The pair who’s constantly organizing celebrations possibly does not…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?