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Best Gift Ideas

Holiday Gift Ideas
The Best Corporate Holiday Gift Ideas

by admin March 10, 2019

by admin March 10, 2019

The Best Corporate Holiday Gift Ideas .Our annual present overviews intend to make vacation buying personal, thoughtful,…
Gift Basket Ideas
22 Of the Best Ideas for Gift Ideas for Easter Baskets

by admin March 10, 2019

by admin March 10, 2019

22 Of the Best Ideas for Gift Ideas for Easter Baskets . Hey there Jill: when we…
Gift Ideas For Boys
Best 23 soccer Gift Ideas for Boys

by admin March 9, 2019

by admin March 9, 2019

Best 23 soccer Gift Ideas for Boys .Shocking a male on a Birthday celebration can actually offer…
Gift Ideas For Girls
24 Of the Best Ideas for Gift Ideas 10 Year Old Girls

by admin March 9, 2019

by admin March 9, 2019

24 Of the Best Ideas for Gift Ideas 10 Year Old Girls . When you speak about…
Anniversary Gift Ideas
The top 20 Ideas About 15th Wedding Anniversary Gift Ideas

by admin March 9, 2019

by admin March 9, 2019

The top 20 Ideas About 15th Wedding Anniversary Gift Ideas .You enjoy your partner and you hate…
Gift Ideas For Boyfriend
25 Of the Best Ideas for Cute Boyfriend Gift Ideas

by admin March 9, 2019

by admin March 9, 2019

25 Of the Best Ideas for Cute Boyfriend Gift Ideas . Has your sweetie been extra sweet…
Valentines Day Gift Ideas
35 Of the Best Ideas for Gift Ideas Valentines Day Men

by admin March 8, 2019

by admin March 8, 2019

35 Of the Best Ideas for Gift Ideas Valentines Day Men .You’re not a fundamental individual. That…
Christmas Gift Ideas
The Best Ideas for 12 Year Old Christmas Gift Ideas

by admin March 8, 2019

by admin March 8, 2019

The Best Ideas for 12 Year Old Christmas Gift Ideas . Whether you’re just beginning to shop…
Fathers Day Gift Ideas
The 22 Best Ideas for Good Father Day Gift Ideas

by admin March 6, 2019

by admin March 6, 2019

The 22 Best Ideas for Good Father Day Gift Ideas .Father states he is easy-going as well…
Valentines Day Gift Ideas
The Best Ideas for Funny Valentines Day Gift Ideas

by admin March 3, 2019

by admin March 3, 2019

The Best Ideas for Funny Valentines Day Gift Ideas .Store from these thoughtful and cost effective picks,…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?