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Best Gift Ideas

Gift Ideas For Girls
24 Ideas for Gift Ideas for Girls Age 12

by admin March 18, 2019

by admin March 18, 2019

24 Ideas for Gift Ideas for Girls Age 12 . Women like surprises, especially gifts. Therefore, spoil…
Valentines Day Gift Ideas
35 Of the Best Ideas for Unique Valentine Gift Ideas for Husband

by admin March 17, 2019

by admin March 17, 2019

35 Of the Best Ideas for Unique Valentine Gift Ideas for Husband .Shop from these thoughtful and…
Anniversary Gift Ideas
The Best Ideas for 6 Year Anniversary Gift Ideas for Him

by admin March 17, 2019

by admin March 17, 2019

The Best Ideas for 6 Year Anniversary Gift Ideas for Him .On this day, you realize what…
Holiday Gift Ideas
Best 22 Employee Holiday Gift Ideas

by admin March 16, 2019

by admin March 16, 2019

Best 22 Employee Holiday Gift Ideas .Our annual gift overviews intend to make vacation shopping individual, thoughtful,…
Valentines Day Gift Ideas
35 Best Ideas Unique Valentine Day Gift Ideas for Him

by admin March 16, 2019

by admin March 16, 2019

35 Best Ideas Unique Valentine Day Gift Ideas for Him .You’re not a standard guy. That indicates…
Gift Ideas For Boys
The Best Gift Ideas for Tween Boys

by admin March 15, 2019

by admin March 15, 2019

The Best Gift Ideas for Tween Boys . If you ve ever before gone shopping for a…
Gift Ideas For Boyfriend
25 Best 25th Birthday Gift Ideas for Boyfriend

by admin March 15, 2019

by admin March 15, 2019

25 Best 25th Birthday Gift Ideas for Boyfriend . If you are the crafty or Do It…
Gift Ideas For Girls
24 Best Ideas Girls College Graduation Gift Ideas

by admin March 11, 2019

by admin March 11, 2019

24 Best Ideas Girls College Graduation Gift Ideas . When you speak about providing all your favored…
Mothers Day Gift Ideas
Top 30 Best Mother Gift Ideas

by admin March 11, 2019

by admin March 11, 2019

Top 30 Best Mother Gift Ideas .The last thing any type of mom desires is a fistful…
Anniversary Gift Ideas
20 Best 45th Wedding Anniversary Gift Ideas for Couples

by admin March 11, 2019

by admin March 11, 2019

20 Best 45th Wedding Anniversary Gift Ideas for Couples .Please your beloved partner by gifting a beautiful…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?