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Best Gift Ideas

Baby Shower Gift Ideas
The Best Gift Ideas for New Baby Girl

by admin October 26, 2018

by admin October 26, 2018

The Best Gift Ideas for New Baby Girl .It s a creature, it s a bath glove,…
Fathers Day Gift Ideas
Best 22 Father's Day Craft Gift Ideas

by admin October 26, 2018

by admin October 26, 2018

Best 22 Father&#039;s Day Craft Gift Ideas . If your papa is all about creating the ideal…
Gift Ideas For Couples
Top 20 Gift Ideas for A Married Couple

by admin October 26, 2018

by admin October 26, 2018

Top 20 Gift Ideas for A Married Couple .Locating presents for pairs is a cinch when you…
Gift Ideas For Girls
The 24 Best Ideas for Girls High School Graduation Gift Ideas

by admin October 25, 2018

by admin October 25, 2018

The 24 Best Ideas for Girls High School Graduation Gift Ideas . Ladies like surprises, particularly gifts.…
Birthday Gift Inspirations
24 Of the Best Ideas for Birthday Gift Basket Ideas

by admin October 23, 2018

by admin October 23, 2018

24 Of the Best Ideas for Birthday Gift Basket Ideas .Exactly how to Select the Perfect Birthday…
Fathers Day Gift Ideas
Top 22 Sentimental Fathers Day Gift Ideas

by admin October 22, 2018

by admin October 22, 2018

Top 22 Sentimental Fathers Day Gift Ideas .Papa states he is carefree and desires for absolutely nothing,…
Gift Ideas For Girls
Best 24 Gift Ideas for Girls 12

by admin October 19, 2018

by admin October 19, 2018

Best 24 Gift Ideas for Girls 12 . When you discuss providing all your favorite women special…
Best Gift Ideas
21 Best Ideas Best Photo Gift Ideas

by admin October 18, 2018

by admin October 18, 2018

21 Best Ideas Best Photo Gift Ideas .To the quintessential coffee enthusiast, java is not simply a…
Graduation Gift Ideas
Best 25 Graduation Gift Ideas for Nephew

by admin October 18, 2018

by admin October 18, 2018

Best 25 Graduation Gift Ideas for Nephew .Precious jewelry is a pleasant option as a graduation gift…
Birthday Gift Inspirations
Best 24 Husband Birthday Gifts

by admin October 14, 2018

by admin October 14, 2018

Best 24 Husband Birthday Gifts .How to Select the Perfect Birthday Celebration GiftYes, we understand. You came…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?